Personal Loan Rates
How Much You Can Borrow With A Personal Loan: Guide + Calculator
Personal loans are an extremely versatile financial tool. However, many borrowers aren’t sure how much personal loan they can get. Every financial situation is unique. Plus, many factors go into how much you can borrow. Understanding some quick and easy basics will give you an […]
View moreCredit Card Consolidation Loan
How Can I Protect Myself from Payment App Scams
Q: I love the convenience of payment apps, like Cash App and Venmo, but I’ve heard there’s been an increase in scams being pulled off within these apps. How can I continue to use my payment apps without compromising my safety? A: Payment apps offer […]
View more5 Back to School Apps for Parents and Students
The new 2020 school year is just around the corner and whether your kids are getting ready for another round of remote schooling via Zoom or they’re packing their backpacks with face coverings and hand sanitizer for in-person classes, there’s at least one app to […]
View moreMy Savings has Been Wiped Clean; How can I Replenish it?
Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start […]
View moreWhy Your Next Car Loan Should be From a Credit Union
5 Ways to Pay off a Loan Early
If you’re like most Americans, you probably owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. […]
View moreHow to Create a Budget in 6 Easy Steps
If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. A budget is not a magic potion that […]
View moreWhy Does my Credit Score Matter?
Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more. We […]
View moreAll You Need to Know About Student Loan Changes During COVID-19
With unemployment at a record high and many employers cutting work hours, college graduates have been struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Unfortunately, though, many borrowers are confused about the terms and conditions […]
View moreCollege Center
Don’t toss that Junk Mail, it may be Your Stimulus Payment
Four million Americans are receiving their Economic Impact Payment in the form of a prepaid debit card — and many are mistaking it for junk mail. Last week, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) […]
View moreHow to Protect Your Credit Score During the Coronavirus Pandemic
As many Americans now face the possibility of becoming delinquent on their debts and other bills, their credit scores could be adversely affected. Here are the steps people can take to ensure that they maintain as good a credit score as possible throughout the coronavirus […]
View moreHow to Care for Your Car During a Lockdown
The Complete Glossary of Financial Terms Related to COVID-19
Some of the financial terms flying around in the wake of the recently approved Coronavirus Aid, Relief and Economic Security (CARES) Act may be confusing. We have broken down some of the key components and how they relate to the COVID-19 pandemic. Deferred interest What […]
View moreTEG Retirement & Advisory Services- What to do if your parents need a bailout
Often, adult children need some money from their parents. But what do you do when your parents need financial help? You won’t be alone. According to a 2019 study by the Transamerica Center for Retirement Studies, 8% of Gen Xers and 3% of boomers say […]
View moreMortgage Assistance
Prioritizing Bills During a Financial Crunch
Our vibrant, animated country has been put on pause. Busy thoroughfares are now empty of pedestrians and previously crowded malls are eerily vacant, as millions of Americans shelter in place to slow the spread of the coronavirus. Forced leave of work has left many wondering […]
View moreShould I Buy a House During a Pandemic?
Q: I’ve been planning to buy my first home this spring, and I’ve spent years preparing for this purchase. Now that the coronavirus has had a negative impact on the economy, I’m wondering if I should go through with my plans. Is it a good […]
View moreTemporary Branch Closure
Guaranteed Asset Protection (GAP)
What You Need to Know About the Secure Act
The Setting Every Community Up for Retirement Enhancement Act of 2019 – the SECURE Act – passed the House of Representatives earlier this year and was approved by the Senate and signed by President Trump on the days leading up to Christmas. Incorporated into a […]
View moreHoliday Club Savings Account
Is the Roth 401(k) an Option for You?
Since it first became available in 2006, many employers have added the Roth 401(k) to their benefit packages as a retirement savings option. A Roth option is available for Individual Retirement Accounts (IRAs) and 401(k) and 403(b) accounts. To see if a Roth 401(k) would […]
View moreTEG Retirement & Advisory Services – A Woman’s Guide to Health Care in Retirement
At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. That’s why it’s particularly important for women to factor in the cost of health care, including long-term care, as part of their […]
View moreTEG Retirement & Advisory Services – U.S. Yields and a Rate Cut
It could be a momentous week for U.S. monetary policy and the Treasury yield curve. The Federal Reserve (Fed) is expected to cut its policy interest rate for the first time in 10 years July 31. As shown in the LPL Chart of the Day, […]
View moreTEG Retirement & Advisory Services – Staying on Track with Your Retirement Investments
Investing for your retirement isn’t about getting rich quick. More often, it’s about having a game plan that you can live with over a long time. You wouldn’t expect to be able to play the piano without learning the basics and practicing. Investing for your retirement […]
View moreRecreational Vehicle Loans- RV Loan Rates
Local Reviews Can Help Your Business Rank Higher In Local SEO
Written by Karina Tama-Rutigliano Many facets go into a marketing strategy, and that’s what makes it so interesting. Marketers need to think about who their clients are and what their online search and shopping habits are. They also have to keep a keen eye on […]
View moreHow Family Business Owners Should Bring the Next Generation into the Company
Written by Sam Bruehl & Rob Lachenauer “Go find your passion,’’ Henry directed his children when they reached their late teens and early twenties. “Find your interests outside our family business and pursue them.’’ As inspiring as those words may have been, Henry, the patriarch […]
View moreHow small business owners can take advantage of the new tax law before it’s too late
Written by Bill Bischof First-year bonus depreciation has been around for a few years, but the Tax Cuts and Jobs Act (TCJA) installed much more generous (but temporary) bonus depreciation rules. Here’s what small business owners need to know to cash in on the new […]
View moreMillennial women may be on a collision course with financial disaster
Written by Jill Corfield Millennial women seriously lag men in their financial aspirations, compared with data from the same study two years ago. The reasons for this gulf include social media, career goals and family priorities. This financial gap could mean women are setting themselves […]
View moreHealth Insurance for College Students
Author Kimberly Lankford Young adults can stay on the family health policy until age 26. But if they go away to college and are outside the insurer’s network of doctors, families need to reconsider their insurance options. Q: My son is about to graduate from high […]
View moreSmart Financial Planning Strategies to Borrow from Women and Millennials
Author Jean Chatzky We have so much to learn — but so did they. Here’s what they’re doing right. Lately the headlines in personal finance have been pretty bleak — the average 2017 graduate has nearly $40,000 in student loans, millennial homeownership is down, and 39 percent […]
View more11 Financial Moves Every New Parent Should Make
Author Janet Berry-Johnson What’s one thing you wish you’d known about being a parent before you became one? For me, it’s just how expensive having a child can be. When my son was born over six years ago, I knew our expenses would go up, […]
View moreHow Much Money Do You Really Need to Retire?
Consider this your financial planning cheat sheet. Author Marianne Hayes Are you on track for retirement? Before you try to answer that question, consider this: The average 65- to 74-year-old, it turns out, spends close to $49,000 a year. If you’re wondering if your nest […]
View more