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Apply for a Mortgage

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We have 5 expert home loan mortgage professionals ready to help you.

It’s easy to get started. Just click on the apply now button for your selected mortgage officer.

Know how much you can afford before you go shopping for your dream house.

Jessica Schoen

Mortgage Officer

NMLS# 22486
Darren Dibenedetto

Darren DiBenedetto

Mortgage Officer

NMLS# 404038

Jeffrey Shields

Mortgage Officer

NMLS# 1466211

Scott McNally

Mortgage Officer

NMLS# 1841508

Matthew Bannan

Mortgage Officer

NMLS# 404022

Home Sweet Loan

There’s no place like home. And there’s no place like TEG Federal Credit Union when you are looking for a mortgage. At TEGFCU, it’s all about helping you achieve your most important financial goals, such as buying a house and seeing your family grow.

Great Rates

Low Closing Costs

Excellent Service

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From the very beginning, working with Jeffrey has been a great experience. He consistently took the time to answer all of my questions and remained accessible and transparent throughout the entire process. I highly recommend working with Jeffrey if you’re looking for a smooth and positive mortgage experience!

Denise

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Working with Scott at TEGFCU was honestly one of the best parts of our home buying experience. From start to finish, the was incredibly responsive, thorough, and genuinely knowledgeable about every step of the process. No matter how many questions we had, he always took the time to explain things clearly and made sure we felt comfortable moving forward. What really stood out was how proactive he was, staying ahead of things, keeping us informed, and making what could have been a stressful process feel smooth and manageable. I would highly recommend Scott to anyone in the Hudson Valley looking for a mortgage. He truly cares about his clients and it shows. I’ll absolutely be going back to him for any future purchases or refinancing.

J Boy

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I got a car loan from TEGFCU and went back when it was time to buy a house. Jeff Shields was an unbelievable resource and advocate throughout the process. He went above and beyond, even recommending a homebuyer grant program I didn’t know about, even though it meant more work for him. I feel really lucky that he was on my team.

Tracy O.

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Darren, thank you for helping us secure our mortgage with TEG Federal Credit Union. It was great to work with you again! You were wonderful throughout the entire process and consistently made us feel valued, supported, and confident in our journey. We truly appreciate your guidance and dedication.

Marlina R.

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I got a mortgage through TEGFCU to buy a house with my dad, both of us first time homeowners. WE were totally new to the dizzying bureaucracy of home loans and purchases. The TEG team (Jeffrey Shields, Ellen Gerstner, and Laura Scampoli) walked us through everything with respect and patience. They helped us with the paperwork we were totally unprepared for, explained what to expect for closing costs and recommended lawyers and agents for every stage of the complicated process. Jeffrey even spent time on the phone explaining loan options for a house we didn’t end up buying. It really felt that they were there to help us and not to make money off of us.

Serene G.

Find helpful articles, tools, and other great resources to help you with your homebuying journey.

New homeowners

Apply for a TEGFCU Mortgage

To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

TEG Map

Apply for a TEGFCU Mortgage

To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

We Do Business in Accordance with Federal Fair Lending Laws – Fair Housing Poster.

Home Mortgage Disclosure Act Notice – The HMDA data about our residential mortgage lending are available for review. The data show: Geographic distribution of loans and applications Ethnicity, race, sex, and income of applicants and borrowers Information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.

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