Should You Buy or Sell Now? The housing market is always changing, and in recent years, it has become more unpredictable. This has left many potential buyers and sellers wondering whether it is the right time to move. Factors Contributing to Housing Market Volatility Several […]
View moreHow life events can change your housing needs.
Are you contemplating buying a home this year? Taking such a significant leap forward is a crucial milestone. Life-changing events such as marriage, divorce, job opportunities, or just the desire for a better lifestyle often spur this decision. We’re aware that today’s economic climate and […]
View moreIn a High Mortgage Rate Environment – What Are Your Options to Buy a Home?
Buying a home is one of the most significant investments you’ll make. Low mortgage rates have made it easier for people to afford their dream homes over the last dozen years. In 2023, home mortgage rates have been soaring, causing problems for people who want […]
View moreWhat is an Adjustable-Rate Mortgage?
What do I need to know about Adjustable-Rate Mortgages? An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change periodically. This means that your monthly mortgage payment could go up or down over the life of your loan. ARMs […]
View moreFinancing a Home Renovation with a Home Equity Loan
Q: I’m doing some home renovations, and I’m not sure how to finance it all. Do I take out a loan? Should I just charge all the expenses to my credit card? There are so many options! Which one makes the most sense for my […]
View moreCreative Ways to Save on Energy Costs
Summertime electricity bills making you sweat? Take the heat off with these hacks: Rethink your roof – Is your roof wearing black in ninety-degree weather? Install a sunlight-reflecting “cool roof” and reduce your roof’s temperature by up to 60 degrees. You’ll slash your AC use [...] View more
The First Steps to Take if you Can’t pay your Mortgage
Over a few weeks, the talk about mortgages turned from how to best take advantage of record low interest rates to how to handle a mortgage without income. More than 22 million Americans have filed for unemployment in the past five weeks. Lenders are dealing with […]
View moreShould I Buy a House During a Pandemic?
Q: I’ve been planning to buy my first home this spring, and I’ve spent years preparing for this purchase. Now that the coronavirus has had a negative impact on the economy, I’m wondering if I should go through with my plans. Is it a good […]
View moreSmart Financial Planning Strategies to Borrow from Women and Millennials
on Business , Community , Debt Reduction , Financial Planning , Homeownership , Jobs , Life Events , Money Management , Retirement Author Jean Chatzky We have so much to learn — but so did they. Here’s what they’re doing right. Lately the headlines in personal finance have been pretty bleak — the average 2017 graduate has nearly $40,000 in student loans, millennial homeownership is down, and 39 percent […]
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