Credit Cards

Get the best of both worlds with a credit card from TEG: trustworthy local service and the purchasing power of Mastercard! With our Platinum credit cards, a low intro rate is just the beginning.

TEG CreditCard

Enjoy a special intro rate!

Get one of the best cards around…

We offer two credit card options: a low rate Platinum Mastercard and a low rate Platinum Rewards Mastercard that offers extra perks. Both cards come with the security of Mastercard’s zero liability protection against unauthorized charges and the option to customize your card with a favorite photo or design.

Credit Card Description RowPlatinum MastercardPlatinum Rewards Mastercard
Best if you...Often carry a balance and want the security of a lower rateUsually pay off your card monthly and want to earn rewards
Introductory Rate (first 6 months)3.99% APR2.99% APR
Regular Rate7.99% - 18.00% APR9.99% - 18.00% APR
Rewards Program with Cash Back OptionX


  • No Annual Fee
  • No Balance Transfer Fees
  • Bi-Annual Skip-a Pay
  • Credit Life Insurance Option
  • Rate never goes above 18% APR

Platinum Rewards Card Program

With our Platinum Rewards Mastercard, it’s easy to earn great rewards like cash back, travel, merchandise, and gift cards!

  • Earn 1 point for every $1 in net purchases made
  • Get 5,000 bonus points when you spend $250 in the first 90 days
  • Redeem your credit card rewards points or check your points balance at CURewards

Find answers to Frequently Asked Questions

Review the Application

Apply Online

Secured Mastercard

Build or rebuild your credit today when used responsibly!

  • Real Credit Card
  • No Annual Fee
  • Manage Your Account Online
A Secured Mastercard requires a refundable deposit in exchange for a credit limit. Upon approval of your application, you’ll be notified of the security deposit amount required for your account. Once you have made your deposit to secure your credit card you will receive your card in 2-3 weeks. It’s that easy!

*APR = Annual Percentage Rate. The introductory fixed rate will be in effect the first six billing cycles after your account is opened. Thereafter, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate determined by applicant’s creditworthiness and card type (Rewards or Low-Rate). Skip-a-Pay available to accounts in good standing only. TEG Payment Assurance available for a fee. Visit for Reward details. Contact credit union for full details on Mastercard $0 liability.

Design Your Own Credit Card

How It Works

  • Log into Online Banking, select the tab for Credit Card, then DYOC.
  • Upload an image from a computer, e-mail image from a phone or PDA, or browse the online image catalog.
  • Design your card (resize the selected image; rotate, flip, or add text).
  • Review and order.

Your first custom card design is free. Additional custom card designs cost $9.95 each.

Your selected image will be reviewed and approved* by the credit union. Once your custom card is approved, you’ll receive it within 10 to 15 business days.


*Some image restrictions apply such as sports team logos, company names, or images that maybe considered offensive– see terms and conditions for full details. Please note that once a Design Your Own Card request is approved on your account, other cardholders on the account need to design their cards the same day if desired to ensure they are not blocked for the specified period. Each Account is allowed to use Design Your Own Card one (1) time every thirty (30) days.