Make Life Easier for You

No matter what life brings your way, TEG will be here to help! We know you’re more than just a number, so we take more than just your credit score into consideration when you apply for a loan.

Debt Consolidation Loans

Lower your interest rates, streamline your payments, and make real progress in paying off your debt in a fixed amount of time. View more about Debt Consolidation Loans

Personal Loans & Lines of Credit

Great rates on loans and lines of credit that you can use for just about anything! View more about Personal Loans & Lines of Credit

First Time Borrower Program

First loan? We'll get you on the right track. View more about First Time Borrower Program

Fresh Start Loans

Get a fresh start at building good credit if your credit history has been less than perfect. View more about Fresh Start Loans

Learn About Our Other Personal Loan Options

Wedding Loans

Are there wedding bells in your future? Congratulations!

We know you’ve got a lot of planning to do and a few things to pay for. Let a TEG Wedding Loan simplify the financing for your wedding so you can stay focused on the details that will make your big day truly special.

Why Choose Us for Your Special Day:

  • Line of credit up to $20,000
  • Checks made out directly to vendors as needed
  • Variable interest rate based on prime rate plus a margin

Secured Loans

Need some additional funding but hesitate to use the money you’ve worked so hard to save? With a Share Secured Loan, you can borrow against the money you have in a savings account or share certificate without actually touching those funds. They’ll even continue to earn dividends for you!

We offer two types of secured loans:

  • Share Secured Loans are secured by the funds you have in your savings account
  • Certificate Secured Loans are secured by the funds you have in your share certificate

Both are great options for those who need help establishing or rebuilding their credit!

With either type of loan, you’ll enjoy:

  • Competitive interest rates
  • Terms up to 120 months
  • The security of knowing your money is still in your account, earning interest

Student Loans

If your federal student loans and financial aid don’t cover all of your education-related expenses, TEG can help you bridge the funding gap.

We’ve partnered with CU Student Choice (CUSC) and Elements Financial to be able to offer a private student loan option to our members through a referral program. This loan offers lower rates than many other lenders. You’ll have the flexibility to defer payments while in school and to take advantage of lower initial payments upon graduation.

See our list of Frequently Asked Questions

Approval subject to qualification and annual credit review. This is a referral program and all of the loan decisioning, underwriting, and processing will be done by CU Student Choice and Elements Financial. TEG has simply created a partnership with these student loan providers to be able to offer our members an option for student loans, but has no direct involvement in the process. You will be required to establish membership with Elements Financial.

These Student Loans are structured as a Line of Credit, which means you can use the amount you need (up to your approved limit) over multiple years without having to complete a new application each time.

  • Line of credit up to $75,000
  • No origination fees
  • Low rates
  • Fully deferred payment option
  • Flexible repayment plans
  • Rate reduction of 0.25% during full repayment when enrolled in automatic electronic payments