Make Life Easier for you
No matter what life brings your way, we're here to help! A personal loan from TEG can be a great option to get money when you need it.
Personal Loans To Suit Your Needs
Personal loans can be used for many different reasons. With a personal loan you get the money you need in one lump sum and enjoy the convenience of a fixed monthly payment at a low rate. And because personal loans are unsecured, you don’t need to provide upfront collateral.
Lower your interest rates, streamline your payments, and make real progress in paying off your debt in a fixed amount of time.
From a new pool to a kitchen upgrade, a TEG low rate personal loan makes it easy to transform your home with a low rate and fixed monthly payments.
Big Ticket Items
Personal loans can be used for big ticket items and life events. From weddings, moving costs or your dream vacation, a personal loan can help you get there.
Life doesn’t always go as planned. From car repairs to medical expenses, managing these expenses may be easier with a personal loan.
Why Choose TEG For Your Personal Loan?
Along with an easy online application and fast approval process, personal loans through TEG offer a variety of benefits including:
Competitive Rates To Save You Money
Flexible Loan Terms – Up To 60 Months
No Application Fee or Hidden Fees
No Prepayment Penalties
How Much You Can Borrow?
Many personal loans are small loans that can help you finance a number of purchases or expenses, allowing you a degree of financial flexibility. TEG is one of the few local lenders that offer loan amounts over $30,000.
The exact amount you qualify for depends on your overall creditworthiness, but at TEG we know you’re more than just a number, so we take more than just your credit score into consideration when you apply for a loan.
Borrowers can use personal loans to pay off high-interest credit card debt or to reduce big bill payments. Our loan calculator below can help you estimate what your payments will look like for the type of loan you’re considering.
As a local, member-owned institution, TEG is able to offer loans at lower rates to borrowers than they might typically find elsewhere.
|Amount||Term||APR as low as:|
|Up to $30,000||Up to 48 months||6.55%*|
|Up to $30,000||49 to 60 months||7.49%*|
|Above $30,000||Up to 48 months||7.74%*|
|Above $30,000||49 to 60 months||8.24%*|
Personal Loan Options
Quick & Easy Approval Process
Quick and easy online application.
|Eligibility and Terms
Our team will review your information to determine eligibility.
|Get a Check or Have Fund Deposited
Once approved, funds are dispersed quickly and ready to use.
Get a 0.25% interest rate discount*
To save even more on your unsecured personal loan with us, arrange to have your loan payment routinely deducted from your checking or savings account and you’ll get a 0.25% interest rate discount on your auto loan rate. (Already included in our advertised as low as rates.)
In addition to saving money with a lower interest rate, you won’t have to remember to send your monthly payment in on time. Your loan payment will be automatically paid on your due date each month, saving you valuable time and money and keeping your credit history strong.
Best bank in the Hudson Valley hands down. Very consumer friendly, customer service is outstanding, will be a lifelong customer.
– Z. Mitchell