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Together Everyone Grows

Improving Lives. It's what we do.

Special Offers

Save money with these limited time offers.

$500 off Closing Costs

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FREE Homebuyer Webinars

Join us virtually on the

1st Wednesday of each month

Next one on 6/1/22 at 5:30 pm

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1.75%* APR Intro Offer

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HELOC Special Intro Offer

Enjoy An Intro 1.75%* APR
Get this great low fixed rate for 6 months!

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A Personal Place to Bank

TEG offers a full selection of affordable options to help you manage your finances. Save, invest and borrow with ease.


Truly Free Checking with No Monthly Maintenance Fees or Minimum Balance Requirement

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A variety of accounts to suit your individual financial planning needs from money markets to certificates & more.

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Credit Cards

Enjoy one of the best cards around with a wide range of benefits including competitive rates and great rewards.

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We think outside the lending box with competitive rates, terms and the loans that fit your needs.

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Today’s Interest Rates


as low as



rewards intro rate



as low as



(30 year fixed)



as low as


Ask us about our Special HELOC Intro 1.75% APR.      Get this great low fixed rate for 6 months when you apply before 6/30/22.

*Rates stated as Annual Percentage Rate (APR).      Rates are based on an evaluation of credit history, so your rate may differ.      Rates subject to change.

Why Just Bank When You Can Belong?

Become a Member Today!

You are the reason we’re driven to provide affordable financial solutions to help our members reach their financial goals. As a not-for-profit credit union, our focus is to be your financial partner, helping you to save money and guiding you to financial success. Come talk to us and discover the TEG Difference.  Get better rates…better service…better banking.

Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.


Stay up-to-date with important events from TEGFCU

What Is a Debt-to-Income Ratio?

A credit union representative discusses debt-to-income ratio with a happy couple.

If you are thinking about applying for a loan, you may have encountered the term debt-to-income (DTI) ratio...

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Rising Home Prices and Your Home’s Equity

a house made out of one-hundred-dollar bills sits on a table, suggesting that current home prices are rising

In just the past two years, home prices all across the nation have increased significantly. If you’ve been...

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HELOC vs. Home Equity Loan When Interest Rates Rise

a couple relaxes on their couch after choosing a HELOC vs. home equity loan to buy new furniture for their home

Many people tap into their home’s equity with either a home equity loan or a home equity line...

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A germ

Still being affected by Covid?  We want to help.

All Dutchess and Orange County branches are open.

TEG gives back fundraising hands waving with hearts on their palms

This month’s Candy-for-a-Cause campaign benefits: 
Caring for Katie

Katie G
Increase in Scams Alert

Protect yourself – Your security is important to us.

Please be aware that credit unions are reporting an uptick in phishing scams. We want to remind you to be vigilant against fraudulent phone calls, emails and text messages. TEG will NEVER contact you directly to request any of your account information.  Learn More.