Personal Loan Rates

Whether you plan to consolidate debt, conquer a big home project, or cover unexpected expenses, we’re here to help.

See our great rates and then use our easy online application to get the money you need for those big ticket items.

AmountTerm APR*
as low as
Application fee
Up to $30,000Up to 48 Months8.49%None
Up to $30,00049 to 60 Months8.74%None
Above $30,000Up to 48 Months9.49%None
Above $30,00049 to 60 Months9.99%None
*Rates effective as of 12/1/22. APR = Annual Percentage Rate. Advertised rate is "as low as" and includes .25% rate discount for automatic payments for the life of the loan. Rate is based on credit rating, loan amount and the term. Your rate may vary. Terms from 3 to 60 months. Borrowers may request shorter terms. An additional .50% will be added to APR for each $5000 incremental increase for $35,000 and over, up to the credit union maximum of 18% APR. Rates subject to change. All loans are subject to approval. For example, a 36-month term, 8.49% fixed rate loan for $10,000 would have an estimated payment of $316.82 each month with a total cost of $11,405.37.

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Personal Loan Resources

If you’d like to learn more about personal loans, we have a few resources for you. Check them out, and let us know if you have any questions. Our helpful team is always ready with answers.

Why Finance With TEG FCU

Have you been denied a loan by another credit union or bank because they felt your credit score was not up to par?

At TEG, we believe in taking the time to get to know you as a person – not just a credit score. We promise fair and compassionate service. We’ll help you identify a plan that will get you APPROVED in just a short period of time!

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Ready to Apply for a Personal Loan?

Applying for a loan is quick and easy - you can do it all online. Start your application now and have cash in hand soon.