Personal Loan Rates

Whether you plan to consolidate debt, conquer a big home project, or cover unexpected expenses, we’re here to help.

See our great rates and then use our easy online application to get the money you need for those big ticket items.

AmountTerm APR*
as low as
Application fee
Up to $30,000Up to 48 Months5.74%None
Up to $30,00049 to 60 Months5.99%None
Above $30,000Up to 48 Months6.74%None
Above $30,00049 to 60 Months7.24%None
*Rates effective as of 9/1/2022. Advertised rate “as low as”. Your rate may vary from rates shown. The maximum APR is 18%. Rates are subject to change at any time without advance notice. The stated rate is discounted by .25% and includes a requirement that loan payments are automatically transferred from your savings, checking, or money market account for the life of the loan. Terms from 3 months to 60 months. Borrowers may request shorter terms, if desired. An additional .50% will be added to APR for each $5000 incremental increase over $30,000. For example, $10,000 loan for 36 months at 6.55% APR has a total cost of $11,043.90 over the full term.

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Personal Loan Resources

If you’d like to learn more about personal loans, we have a few resources for you. Check them out, and let us know if you have any questions. Our helpful team is always ready with answers.

Why Finance With TEG FCU

Have you been denied a loan by another credit union or bank because they felt your credit score was not up to par?

At TEG, we believe in taking the time to get to know you as a person – not just a credit score. We promise fair and compassionate service. We’ll help you identify a plan that will get you APPROVED in just a short period of time!

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Ready to Apply for a Personal Loan?

Applying for a loan is quick and easy - you can do it all online. Start your application now and have cash in hand soon.