Your Mortgage Center
Whether you are looking for a traditional mortgage or need something a little outside the box, our lending experts will go the extra mile to find the financing that is right for you.
Trust TEG FCU For Your Mortgage Loan
Why Finance With TEG FCU
We take our responsibility to our members seriously. We’re proud to be local, member-owned, and not for profit.
Making a mortgage affordable means not surprising you with extra closing costs like some other loan products. Compare our closing cost to other lenders and Just Say No to Junk Fees. You won’t find them at TEG.
- ✓ No Application Fee
- ✓ No Origination Fee
- ✓ No Broker Fee
- ✓ No Processing Fee
- ✓ No Underwriting Fee
- ✓ No Mortgage Rate Lock Fee
- ✓ No Wire Transfer Fee
- ✓ FREE pre-approvals
Our experience was extraordinary. Jessica and the TEG team were incredible. They helped us from the moment we walked into the bank to after the closing was done. They were always available either via email or call. They made the process of buying our first home very pleasant. We are truly happy with the outcome and we love our home.
Mortgage Loans for the Way You Live
|Conventional Mortgages||FHA, VA, & USDA||First Time Homebuyers|
|Jumbo Mortgages||Portfolio Loans||Home Equity Loans|
|Construction to Perm Loans||Rehab Loans||Residential Lot Loans|
We also offer a 10-year mortgage with no closing costs. Borrower is responsible for prepaid items including interest, taxes and insurance if applicable. If loan is paid in full within 36 months, borrower will be responsible to pay $750 in closing cost recapture. An upfront appraisal fee may be required which will be refunded at closing.
Today’s Featured Conventional Mortgage & Refinance Rates*
Mortgage Purchase Rates*
|30 Year Fixed||3.250%||3.297%||0.000%|
|20 Year Fixed||3.250%||3.316%||0.000%|
|15 Year Fixed||2.750%||2.833%||0.000%|
Rate & Term Refinance*
|30 Year Fixed||3.375%||3.422%||0.000%|
|20 Year Fixed||3.375%||3.441%||0.000%|
|15 Year Fixed||2.875%||2.958%||0.000%|
Let Us Take a Second Look and Get $50
If you are pre-approved by another mortgage lender, TEGFCU would like the opportunity to provide you with our own pre-approval decision, so that you can compare lending institutions and to thank you for taking a second look we will give you $50.
Meet Our Mortgage Loan Officers
We are here to help you secure the loan approval you need! With an extensive background in mortgage lending, we are committed to helping you find the best possible financial solution. APPLY TODAY with one of our Mortgage Officers.
Home Mortgage Resources
Who Can Apply
Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.