Personal Line of Credit

Flexibility to borrow what you need when you need it.

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  • Competitive Rates
  • Fast Decisions
  • Quick Access to Funds

No matter what you need money for, TEG can help with a Personal Line of Credit. You can draw from these funds when you need to up to your approved maximum amount. Once you pay back borrowed funds, that amount is again available for you to borrow. Flexibility is key: you choose when to take out the money, then pay it back and repeat!

 Cashline Personal Line of Credit
Best ForA Cashline Personal Line of Credit is best for those who need or want flexibility to borrow what they need, when they need it. Borrow up to your credit limit, borrowing and repaying funds as many times as you like.
AmountPre-approved revolving credit limit up to $20,000
Interest RateVariable rate based on prime rate, plus a margin
PaymentsBased on the amount you actually use, not on amount of your LOC
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How To Use a Personal Line of Credit

Home Improvements

Home Improvements

Not sure yet about the exact budget for your home project? A personal line of credit lets you borrow what you need, when you need it.

Moving Expenses

Unexpected Expenses

Enjoy quick access to funds when you need them the most.  Everything from medical expenses to moving expenses. We have you covered.

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Make your wedding day special without breaking the bank.  A low-rate personal line of credit makes it easy to budget almost any wedding expense.

Quick, Convenient, and Secure Application


Fill Out Application

Stop by a local branch, give us a call or fill out our easy online application.


Submit Documents

We’ll talk to you, review your specific financial situation and credit history to determine eligibility.


Begin Using Your Line of Credit

Once your credit limit and interest rate are set, you’re ready to start putting your personal line of credit to work for you!

Looking to consolidate debt? Consider a Personal Loan.

Have you been denied a loan by another credit union or bank because they felt your credit score was not up to par?

At TEG, we believe in taking the time to get to know you as a person – not just a credit score. We promise fair and compassionate service. We’ll help you identify a plan that will get you APPROVED in just a short period of time!

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