Deposit Rates

TEG offers competitive dividend rates on savings accounts, money market accounts, share certificates, IRA certificates and more.

Primary Share Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Custodial Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Holiday Club Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Special Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.10%.10%
$50,000-$99,999.99.15%.15%
$100,000 and over.20%.20%

Business Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.10%.10%
$50,000-$99,999.99.15%.15%
$100,000 and over.20%.20%

Share Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.20%.20%
6 to 11 months.25%.25%
12 to 23 months.45%.45%
24 to 35 months.65%.65%
36 to 47 months
.75%.75%
48 to 59 months.85%.85%
60+ months.95%.95%

IRA Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.25%.25%
6 to 11 months.30%.30%
12 to 23 months.50%.50%
24 to 35 months.70%.70%
36 to 47 months
.80%.80%
48 to 59 months.90%.90%
60+ months1.00%1.00%

Roth & Educational IRA Certificates

Minimum $500

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.25%.25%
6 to 11 months.30%.30%
12 to 23 months.50%.50%
24 to 35 months.70%.70%
36 to 47 months
.80%.80%
48 to 59 months.90%.90%
60+ months1.00%1.00%

IRA Holding Account

InfoAnnual Percentage Yield (APY)
Previous Quarter Paid on all balances (as of 9/30/15): .25%

All rates in effect as of 9/1/2020.  Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.