Deposit Rates

TEG offers competitive dividend rates on savings accounts, money market accounts, share certificates, IRA certificates and more.

Primary Share Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Custodial Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Holiday Club Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Special Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.06%.06%
$50,000-$99,999.99.08%.08%
$100,000 and over.10%.10%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Business Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.06%.06%
$50,000-$99,999.99.08%.08%
$100,000 and over.10%.10%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Share Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.10%.10%
6 to 11 months.15%.15%
12 to 23 months.20%.20%
24 to 35 months.25%.25%
36 to 47 months
.35%.35%
48 to 59 months.45%.45%
60+ months.55%.55%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

IRA Certificates (Traditional, Roth, Coverdell, SEP)

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.15%.15%
6 to 11 months.20%.20%
12 to 23 months.25%.25%
24 to 35 months.30%.30%
36 to 47 months
.40%.40%
48 to 59 months.50%.50%
60+ months.60%.60%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

IRA Holding Account

InfoAnnual Percentage Yield (APY)
Previous Quarter Paid on all balances (as of 9/30/15): .10%
All rates in effect as of 9/1/2021. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.