Deposit Rates

TEG offers competitive dividend rates on savings accounts, money market accounts, share certificates, IRA certificates and more.

Primary Share Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Custodial Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Holiday Club Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Special Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$4,999.99.15%.15%
$5,000-$49,999.99.25%.25%
$50,000 and over.30%.30%

Business Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$4,999.99.25%.25%
$5,000-$49,999.99.55%.55%
$50,000 and over.60%.60%

Share Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.20%.20%
6 to 11 months.40%.40%
12 to 23 months1.00%1.00%
24 to 35 months1.10%1.10%
36 to 47 months
1.15%1.15%
48 to 59 months1.25%1.25%
60+ months1.50%1.50%

IRA Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.25%.25%
6 to 11 months.45%.45%
12 to 23 months1.05%1.05%
24 to 35 months1.15%1.15%
36 to 47 months
1.20%1.20%
48 to 59 months1.30%1.30%
60+ months1.55%1.55%

Roth & Educational IRA Certificates

Minimum $500

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.25%.25%
6 to 11 months.45%.45%
12 to 23 months1.05%1.05%
24 to 35 months1.15%1.15%
36 to 47 months
1.20%1.20%
48 to 59 months1.30%1.30%
60+ months1.55%1.55%

IRA Holding Account

InfoAnnual Percentage Yield (APY)
Previous Quarter Paid on all balances (as of 9/30/15): .25%

All rates in effect as of 4/27/2020.  Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.