Deposit Rates

TEG offers competitive dividend rates on savings accounts, money market accounts, share certificates, IRA certificates and more.

Primary Share Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Custodial Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Holiday Club Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Special Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%

Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.08%.08%
$50,000-$99,999.99.11%.11%
$100,000 and over.16%.16%

Business Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.08%.08%
$50,000-$99,999.99.11%.11%
$100,000 and over.16%.16%

Share Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.15%.15%
6 to 11 months.20%.20%
12 to 23 months.35%.35%
24 to 35 months.50%.50%
36 to 47 months
.60%.60%
48 to 59 months.75%.75%
60+ months.85%.85%

IRA Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.20%.20%
6 to 11 months.25%.25%
12 to 23 months.40%.40%
24 to 35 months.55%.55%
36 to 47 months
.65%.65%
48 to 59 months.80%.80%
60+ months.90%.90%

Roth & Educational IRA Certificates

Minimum $500

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.20%.20%
6 to 11 months.25%.25%
12 to 23 months.40%.40%
24 to 35 months.55%.55%
36 to 47 months
.65%.65%
48 to 59 months.80%.80%
60+ months.90%.90%

IRA Holding Account

InfoAnnual Percentage Yield (APY)
Previous Quarter Paid on all balances (as of 9/30/15): .25%

All rates in effect as of 12/21/2020.  Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.