Deposit Rates

TEG offers competitive dividend rates on savings accounts, money market accounts, share certificates, IRA certificates and more.

Primary Share Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Custodial Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Holiday Club Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Special Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.10%.10%

Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$4,999.99.25%.25%
$5,000-$49,999.99.55%.55%
$50,000 and over.60%.60%

Business Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$4,999.99.25%.25%
$5,000-$49,999.99.55%.55%
$50,000 and over.60%.60%

Share Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.55%.55%
6 to 11 months.85%.86%
12 to 23 months1.25%1.25%
24 to 35 months1.55%1.56%
36 to 47 months
1.65%1.66%
48 to 59 months2.00%2.02%
60+ months2.25%2.27%

IRA Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.60%.60%
6 to 11 months.90%.90%
12 to 23 months1.30%1.30%
24 to 35 months1.60%1.61%
36 to 47 months
1.70%1.71%
48 to 59 months2.05%2.07%
60+ months2.30%2.32%

Roth & Educational IRA Certificates

Minimum $500

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.60%.60%
6 to 11 months.90%.90%
12 to 23 months1.30%1.30%
24 to 35 months1.60%1.61%
36 to 47 months
1.70%1.71%
48 to 59 months2.05%2.07%
60+ months2.30%2.32%

IRA Holding Account

InfoAnnual Percentage Yield (APY)
Previous Quarter Paid on all balances (as of 9/30/15): .25%

All rates in effect as of 9/3/19.  Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.