Members may print and retain these documents for their records. You previously received these agreements when you opened your accounts with us, but for your easy reference we have provided copies here in PDF format.
Fee Schedules
Download the following documents if you would like to review our account fee schedules.
Important HELOC Information
Download the following documents if you would like to learn more.
Disclosures & Agreements
The following disclosures explain the terms and conditions associated with the usage of your TEG accounts.
- Membership Agreement and Disclosure (Terms and Conditions, Electronic Transfers, Funds Availability & Truth in Savings)
- Business Membership Agreement and Disclosure
- Online Banking Agreement
- Overdraft Privilege Policy
- Fair Housing Poster
- Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of these data send a written request to 1 Commerce Street, Poughkeepsie, NY 12603.