Newburgh Branch Your Credit Union In NewburghDiscover the TEG Difference. Visit our Newburgh credit union branch on North Plank Rd, Newburgh, NY and conveniently manage your money with ease. You’ll get it all: great rates, low fees, a full selection of affordable loan options with [...] View more
Hyde Park Branch Your Credit Union In Hyde ParkDiscover the TEG Difference. Visit our Hyde Park branch on Albany Post Rd, Hyde Park and conveniently manage your money with ease. You’ll get it all: great rates, low fees, a full selection of affordable loan options [...] View more
College Center Poughkeepsie Branch Your Credit Union In Poughkeepsie (College Center)Discover the TEG Difference. Visit our College Center branch on Marist Dr, Poughkeepsie and conveniently manage your money with ease. You’ll get it all: great rates, low fees, a full selection of affordable loan options [...] View more
Route 9 Wappingers Falls Branch Your Credit Union In Wappingers Falls (Route 9)Discover the TEG Difference. Visit ourWappingers Falls branch on Route 9 and conveniently manage your money with ease. You’ll get it all: great rates, low fees, a full selection of affordable loan options [...] View more
Route 376 Wappingers Falls Branch Your Credit Union In Wappingers Falls (Route 376)Discover the TEG Difference. Visit ourWappingers Falls branch on Route 376 and conveniently manage your money with ease. You’ll get it all: great rates, low fees, a full selection of affordable loan options [...] View more
Beekman - Poughquag Branch Your Credit Union In Poughquag - BeekmanDiscover the TEG Difference. Visit our Beekman - Poughquag branch on Route 55 and conveniently manage your money with ease. You’ll get it all: great rates, low fees, a full selection of affordable loan options [...] View more
Having a good credit score is critical in the age we live in. Having a low score—or no credit history—can hold you back in life. The good news is that you don’t have to live with a low credit score forever. You can use a […]
Home buyers have several financing options to choose from, and two of the most common are conventional loans and FHA loans. If you’re thinking about buying a home, it’s important to understand the differences between the two loans so you can choose the best mortgage […]
Free $200 Amazon Gift Card As a thank you when you close on your TEG Mortgage APPLY NOW with your favorite mortgage expert Limited Time Offer - Ends 11.30.2022 Valid on first mortgage applications (purchase or refinance) received 7/1/2022 through 11/30/22 with a minimum approved [...] View more
The annual percentage rate (APR) is a term you’re likely to encounter while reviewing your mortgage options. Thankfully, it’s not difficult to understand—but what is APR exactly? Knowing how the APR works can help compare different loans to help you get the best deal possible. […]
Property Insurance ClaimsWe are sorry that you have experienced damage to your home. TEG knows that this can be a stressful time so rest assured that we are here to help make this process quick and easy for you. We value your membership and want [...] View more
Personal loans are among the most common financing options for borrowers. They are highly flexible, relatively easy to obtain, and the interest rates are often lower than other borrowing options, such as credit cards. If you are considering one of these loans, the following are […]
Although interest rates have been very low for a while, they are now rising. To cool the high level of inflation we are experiencing, the Federal Reserve is raising interest rates for the first time since 2018. During the uncertain economic times we are now […]
Plan for your futureWith the support of our partners, we’ve created a one-stop solution for all your advice, planning, investing and insurance needs. See how we can help. Investment & Retirement Planning Our partner, Vision Retirement, offers a variety of solutions, including advice, planning, investing, [...] View more
Closing costs are important fees that you should know about if you are considering applying for a mortgage. These fees vary depending on the lender and are usually 2% to 6% of the amount you are borrowing. By understanding how closing costs work and which […]
Financial GuidesOur eBooks are designed to provide you with easy to understand insights and tips on some of the most important financial topics. First Time Homebuyer Guide Download Guide Debt Consolidation Guide Download Guide View more
You’ve probably heard it on the news – the Federal Reserve will raise interest rates this year to help slow inflation. According to many economists, we could see up to six or seven rate hikes in 2022. But what does this mean for you? Will […]
Visiting the Hudson Valley should come with a warning – once you’ve experienced it, you will probably fall in love with it. Whether it’s the spectacular fall foliage, outdoor recreational adventures, breathtaking vistas, historic locations, or something else, each year many people are taken by […]
It’s not hard to understand why so many want to move to Hudson Valley, NY. The area is blessed with incredible natural beauty, and it has a rich history and culture. A foodie paradise, it has interesting restaurants and endless farmer’s markets to explore. It’s […]
A personal loan is a great choice if you need to borrow some money to pay for a home repair, buy a new appliance, or consolidate high-interest credit card debt. Qualifying is relatively easy, and there are few or no restrictions on what you can [...] View more
Carrying a lot of debt can really hold you back in life. If you try to apply for a mortgage, for example, you may be denied if you already have an expensive car payment, a student loan, and significant credit card debt. Being deep in […]
Many people have an occasional need to borrow money to use for unexpected car repairs, medical treatment, home remodeling projects, or something else. To fund these expenses, they often turn to credit cards, which have high-interest rates. Although credit cards are convenient, there [...] View more
When you need access to a large amount of money rather quickly, there are a few different options available, including personal loans and personal lines of credit. Both offer consumers access to funds that can be used for almost any purpose, including financing a trip, […]
Your credit score can impact many factors of your life. Everything from insurance and interest rates to how much you can borrow for a mortgage relies in some respect on your credit score. A great credit score can open many doors, but the opposite also […]
Meet Your Mortgage Loan OfficerJust getting started? Let us help you get PRE-APPROVED to know what you can afford before you go house shopping. Already found the house that you want? APPLY TODAY with Jessica or Matt. With extensive backgrounds in mortgage lending, we are [...] View more
Mortgages In Westchester, NYWhether you are looking for a traditional mortgage or need something a little outside the box, our local Westchester lending experts will go the extra mile to find the financing that is right for you. APPLY NOW Trust TEG FCU For Your [...] View more
Auto & Property InsuranceWe want to make sure that our members are prepared for all of the ups and downs of life. That's why we have enlisted Miscedra & Associates to try to save you money on your auto and homeowners insurance. Miscedra & Associates [...] View more
Personal Loan Rates Whether you plan to consolidate debt, conquer a big home project, or cover unexpected expenses, we’re here to help. See our great rates and then use our easy online application to get the money you need for those big ticket items. AmountTerm [...] View more
Personal Line of CreditFlexibility to borrow what you need when you need it. Apply Now Competitive Rates Fast Decisions Quick Access to Funds No matter what you need money for, TEG can help with a Personal Line of Credit. You can draw from these funds [...] View more
Personal loans can be a useful way to obtain extra money when you need it. For example, if you run into an emergency, you might not have the funds available to meet your needs. If you’re planning a large life event like a wedding, you […]
Saving more on your mortgage doesn’t need to be difficult. Backed by historically low rates and community-based member service, refinancing your home mortgage with TEG FCU has never been easier! 1. To take advantage of lower interest rates Refinancing a home loan with a lower […]
If you’re in a situation where you need some extra cash to pay for expenses a personal loan could be the right solution. Click to learn how personal loans work.
Personal loans are an excellent tool for debt consolidation, making home improvements, buying big-ticket items, and covering unexpected expenses. Personal loans are one of the most versatile loans because you can spend the money on your terms. Still, if you have a personal loan, you […]
Mortgage RatesWhether you’re purchasing your very first home or upgrading to your dream home, we understand buying a house is a big step. TEG FCU helps you get into the home buying process quickly, easily, and hassle-free. Today's Featured Conventional Mortgage & Refinance Rates* Mortgage [...] View more
If you need to borrow money to make a major purchase, should you apply for a credit card? Or is a personal loan the better option? If you ask a credit union rep, they’ll say the answer depends on several factors, including interest rates, the […]
Mortgage Refinance Your previous mortgage may no longer suit your needs, or could be costing you too much. Don’t pay more than you need to in excess interest. Refinance with us and start saving today! Apply Now Great Rates & Local Service Low Closing Costs [...] View more
Personal loans are an extremely versatile financial tool. However, many borrowers aren’t sure how much personal loan they can get. Every financial situation is unique. Plus, many factors go into how much you can borrow. Understanding some quick and easy basics will give you an […]
Get a Credit Union Mortgage Loan Home Sweet LoanIt's even sweeter when you know you have a great low rate and affordable payments! Mortgage Loans Home Equity Loans Apply Now Why Choose TEG FCU for Mortgage Financing? Purchasing your dream home or refinancing your existing [...] View more
As you prepare to pack up holiday decorations and say goodbye to an unprecedented year, don’t close the book on this year just yet. Set yourself up for success by reviewing your finances before January 1. Grab your favorite mug, fill it with hot chocolate, […]
We’re monitoring the coronavirus situation and offering help when you need it. The health and safety of our members and staff remains our top priority. TEGFCU continues to closely monitor the uptick in active Covid-19 cases in the mid-Hudson Valley. We are heeding all guidance […]
The new 2020 school year is just around the corner and whether your kids are getting ready for another round of remote schooling via Zoom or they’re packing their backpacks with face coverings and hand sanitizer for in-person classes, there’s at least one app to […]
If someone would have approached us a year ago and told us that, in 2020, the country would essentially shut down for three months; the busiest thoroughfares in cities across the world would be empty of traffic; schools and colleges would close for an entire […]
Summer is a time for fun and excitement, but it can also be super expensive. Before you start swiping the plastic for everything under the sun, we recommend considering a personal loan to stay within your budget. At TEG, the application process is smooth and quick. […]
Summer is coming, and this year, you're probably thinking about doing something different. For many that means the call of the open road. It might even be ringing loud and clear. Nothing is more American than a summertime road trip, but long hours in the [...] View more
With unemployment at a record high and many employers cutting work hours, college graduates have been struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Unfortunately, though, many borrowers are confused about the terms and conditions […]
Summertime electricity bills making you sweat? Take the heat off with these hacks: Rethink your roof – Is your roof wearing black in ninety-degree weather? Install a sunlight-reflecting “cool roof” and reduce your roof’s temperature by up to 60 degrees. You’ll slash your AC use [...] View more
College Center Branch 11 Marist Drive, Suite 5 Poughkeepsie, NY 12601 Lobby Hours Monday - Thursday Friday Saturday 24-Hour ATM Available 9 am - 5 pm 9 am - 6 pm 9 am - 2 pm Better Rates. Better Service. Better Banking. Get Directions Services [...] View more
At TEG since 2013, Jeffrey (J.J.) has held several leadership roles, quickly advancing into branch management, which enabled him to gain excellent skills in loan transactions, member relations, and team leadership. J.J. is known for outstanding service. You can count on him to look out […]
If you’re looking at astronomical medical bills thanks to the coronavirus pandemic or another health emergency, you might think there’s no choice but to pay thousands of dollars for your treatment. Lucky for you, though, there is hope. Here’s some advice on how to bring […]
