Free $200 Amazon Gift Card
when you close on your TEG Mortgage
Valid on first mortgages (purchase or refinance) of $100,000 or more applied for 7/1/2022 – 11/30/22 and funded by 2/1/23. Not valid on Lot Loans, Home Equity Loans, HELOCs or Commercial Loans. See credit union for full details.
Mortgages In Westchester, NY
Whether you are looking for a traditional mortgage or need something a little outside the box, our local Westchester lending experts will go the extra mile to find the financing that is right for you.
Trust TEG FCU For Your Mortgage Loan
Why Finance With TEG FCU
We’re proud to be your local, member-owned, not for profit credit union. We exist to serve our members and take that responsibility seriously.
Our team of mortgage experts also live and work in the Hudson Valley. Not only do we a have a lot of knowledge about Westchester and the surrounding areas, but we also have a vested interested in our community. We are dedicated to helping our neighbors and want to see you succeed as a homeowner here.
We offer you expertise, while also making your mortgage more affordable by not surprising you with extra closing costs or fees. Compare our closing cost to other lenders and Just Say No to Junk Fees. You won’t find them at TEG.
Not A TEG Member? You can apply for a mortgage if you live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties. If you are purchasing a primary residence in one of these counties you are eligible for membership. Learn More.
- ✓ No Application Fee
- ✓ No Origination Fee
- ✓ No Broker Fee
- ✓ No Processing Fee
- ✓ No Underwriting Fee
- ✓ No Mortgage Rate Lock Fee
- ✓ No Wire Transfer Fee
- ✓ FREE pre-approvals
Meet Our Mortgage Loan Officers
We are here to help you secure the loan approval you need! With an extensive backgrounds in mortgage lending, we are committed to making the process easy and to help you find the best possible financial solution. APPLY TODAY with either one of us.
What Our Members Say About TEG
Our experience was extraordinary. Jessica and the TEG team were incredible. They helped us from the moment we walked into the bank to after the closing was done. They were always available either via email or call. They made the process of buying our first home very pleasant. We are truly happy with the outcome and we love our home.
Mortgage Loans for the Way You Live
|Conventional Mortgages||FHA, VA, & USDA||First Time Homebuyers|
|Jumbo Mortgages||Portfolio Loans||Home Equity Loans|
|Construction to Perm Loans||Rehab Loans||Residential Lot Loans|
We also offer a 10-year mortgage with no closing costs. Borrower is responsible for prepaid items including interest, taxes, and insurance if applicable. If loan is paid in full within 36 months, borrower will be responsible to pay $750 in closing cost recapture. An upfront appraisal fee may be required which will be refunded at closing.
Today’s Featured Conventional Mortgage & Refinance Rates*
Today's Featured Conventional Mortgage & Refinance Rates*
|30 Year Fixed||6.500%||6.652%||1.000%|
|20 Year Fixed||6.125%||6.369%||1.375%|
|15 Year Fixed||6.000%||6.245%||1.000%|
Let Us Take a Second Look and Get $50
If you are pre-approved by another mortgage lender, TEGFCU would like the opportunity to provide you with our own pre-approval decision, so that you can compare lending institutions and to thank you for taking a second look we will give you $50.
Home Mortgage Resources
Who Can Apply
Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.