Free $200 Amazon Gift Card

As a thank you when you close on your TEG Mortgage

TEG Mortgage $200 Gift Card Offer

Limited Time Offer – Ends 11.30.2022

Valid on first mortgage applications (purchase or refinance) received 7/1/2022 through 11/30/22 with a minimum approved loan amount of $100,000 or more. Loan must fund by 2/1/2023. Home Equity Loans, Home Equity Lines of Credit (HELOCs), Lot Loans and Commercial Loans are not eligible for this offer. Cannot be combined with any other discounts or promotions. Members must be in good standing. Offer subject to change or end at any time. TEG reserves the right to issue a substitute award of equal or greater value ($200.)  Award will be issued to member within 30 days after closing. Promotion is in no way sponsored, endorsed or associated with Amazon.  

Loans are subject to credit approval. Our TEG Mortgage Experts can help you get started.  They will help you through the process, and are happy to answer any questions you may have about the loan options and rates available to you.

Why Finance With TEGFCU

  • Great Rates & Service
  • Low Closing Costs
  • NO Junk Fees

We take our responsibility to our members seriously. We’re proud to be local, member-owned, and not for profit.  Making a mortgage affordable means not surprising you with extra closing costs like some other loan products.

Compare our closing cost to other lenders and Just Say No to Junk Fees. You won’t find them at TEG.

Today's Featured Conventional Mortgage & Refinance Rates*

30 Year Fixed5.500%5.549%0.000%
20 Year Fixed5.125%5.189%0.000%
15 Year Fixed4.750%4.830%0.000%
*These rate charts are as of 8/8/2022 based on a $300,000, This is based on 75 LTV, 740 FICO, $300,000 loan amount with escrows, 30 day lock. Your individual rate may vary based on loan amount, purpose, credit, LTV, lock period and other credit characteristics. Please note that mortgage interest rates may change several times a day in reaction to market movement.

Meet Our Mortgage Loan Officers

We are here to help you secure the loan approval you need! With an extensive background in mortgage lending, we are committed to helping you find the best possible financial solution. APPLY TODAY with one of our Mortgage Officers.

Jessica Schoen Senior Mortgage Officer

NMLS#: 22486


Senior Mortgage Officer

I have many years of experience working with first time home borrowers so you can be confident I’ll help you find the mortgage loan best suited to your individual needs.

Matt Bannan

NMLS#: 404022


Senior Mortgage Officer

Home financing is one of the biggest decisions you will make. I’m here to answer your questions, find the right loan for your situation, and make the process as anxiety-free as possible.

Stephanie Cabrera - Mortgage Loan Officer

NMLS# 1762372


Mortgage Loan Officer

As a bilingual Mortgage Officer, I’m here to provide exceptional service to borrowers in English and Spanish. You can expect friendly and professional service as you purchase your home.

Scott McNally

NMLS# 1841508


Mortgage Loan Officer

Financing a home doesn’t need to be stressful. I’m here to help you find the right loan. Whether this is your first home purchase, an investment property or a refinance, I will ensure your mortgage process runs efficiently and smoothly.

Jeffrey Shields Mortgage Officer

NMLS# 1466211

Jeffrey Shields

Mortgage Loan Officer

Known for outstanding service, you can count on me to look out for your interests and keep you informed throughout the mortgage process. I strive to make borrowers feel at ease and get to their goal of homeownership.

Get personalized, one-on-one service that is unequalled by other lenders. 

Our Mortgage Loan Officers are here to help make the loan process as smooth as possible for you, and can help you:

• Compare your mortgage options
• Help you get pre-approved
• Complete your application
• Lock in your rate
• Get you to your closing with a smile


Our experience was extraordinary. Jessica and the TEG team were incredible. They helped us from the moment we walked into the bank to after the closing was done. They were always available either via email or call. They made the process of buying our first home very pleasant. We are truly happy with the outcome and we love our home.

Who Can Apply

Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.