MEET MATTHEW BANNAN
TEGFCU SENIOR MORTGAGE LOAN OFFICER
NMLS #404022
Phone: 845.452.7323 x 1273 | Cell: 914.589.9907 | 
MatthewB@tegfcu.com | Apply Now
I’m Here To Help You
Are you considering purchasing, refinancing, renovating, or building a new home? I understand that home financing is one of the biggest decisions you will make in your life. I’ve been providing loan origination services in the Hudson Valley for over 20 years, and I’m confident that I can help you find the best products and programs to fit your needs. Whether you are a first–time homebuyer, a veteran, or interested in FHA products, new construction, construction to perm loans, renovation loans, conventional loans, or portfolio loans, TEGFCU has all the programs and products you need to achieve your home financing goals. With no junk fees and competitive interest rates, TEGFCU also offers in–house processing and underwriting. See me in our Newburgh office today!
MATTHEW BANNAN CAREER HIGHLIGHTS
20+ YEARS OF MORTGAGE EXPERIENCE IN THE HUDSON VALLEY
7+ FIVE-STAR REVIEWS ON ZILLOW
WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?
There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.
Great Competitive Rates
Low Closing Costs with No Junk Fees!
Local, In-House Processing & Underwriting
FREE Pre-Approvals
We’re proud to be local, member-owned, and not-for-profit. When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.
Discover the TEG Difference – our friendly, knowledgeable people. Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.
Today's Featured Conventional Mortgage & Refinance Rates*
| Mortgage Type | Rate | APR | Points |
|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.019% | 0.875% |
| 20 Year Fixed | 6.625% | 6.810% | 0.875% |
| 15 Year Fixed | 6.625% | 6.836% | 0.750% |
Today's Featured Adjustable-Rate Mortgage (ARM) Rates*
| Mortgage Type | Rate as low as | APR as low as | Points | First Cap | Subsequent Cap | Lifetime Cap |
|---|---|---|---|---|---|---|
| 5/6 ARM | 6.125% | 7.156% | 0.875% | +/- 2.00% | +/- 1.00% | +/- 5.00% |
| 10/6 ARM | 6.375% | 6.929% | 0.875% | +/- 5.00% | +/- 1.00% | +/- 5.00% |
First-Time Home Buyers Webinar
First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar2nd Look Program
Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look ProgramDownload our Free Guide
Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide5-STAR REVIEWS FROM HUDSON VALLEY RESIDENTS JUST LIKE YOU
“If you are applying for a mortgage, look no further than Matt Bannan and his team. The mortgage process is assumed to be terrifying and unapproachable, but with Matt’s guidance and reassurance, he makes it simple to understand and approachable. He was in constant communication with us throughout the entire preapproval process through signing our closing papers. Matt goes above and beyond for his clients and truly wants what is best for them, which is refreshing in this day and age. There is no one better to assist you with a mortgage. You will be happy you reached out to him.” -Rebecca M.
“Great lender and extremely helpful. Matt made the process of getting a home equity line of credit simple and easy to navigate. TEG’s closing process was quick and efficient. Totally satisfied customer. I Will recommend to all my friends and associates.” -Dean G.
“Matt and TEGFCU staff helped us with everything we needed and we greatly appreciate him. As first-time home buyers all our questions were answered promptly with no problems and highly recommend their services.” -Anon., Newburgh, NY
Matthew Bannan
TEGFCU Senior Mortgage Loan Officer
NMLS# 404022
Phone: 845.790.6607
Cell: 914.589.9907
MatthewB@tegfcu.com
Apply Now
Let’s talk about how I can help you:
- Get pre-approved
- Compare your mortgage options
- Complete your application
- Lock in your rate
- Get to your closing with a smile
Who Can Apply for a TEG Mortgage
To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.