Meet Darren DiBenedetto
TEGFCU Mortgage Loan Officer
NMLS #404038
Phone: 845.790.6606 | Cell: 914.629.8687 | 
DarrenD@tegfcu.com | Apply Now
I’m Here To Help You
For more than 20 years, Darren DiBenedetto has worked as a mortgage originator, helping thousands of families turn their dreams of homeownership into reality. With a relentless focus on customer service, he has consistently delivered results that have earned acclaim and acknowledgment. His work with union families has been extensive, including the IAFF, Sheetmetal Workers, and CSEA Southern Region members. By building lasting relationships with trusted real estate professionals throughout the lower Hudson Valley, Darren has established a reputation as a go-to resource for homebuyers in Northern Westchester and Putnam counties.
Born and raised in Hastings on Hudson, NY, Darren received his bachelor’s degree in communications from the University of South Carolina at Aiken. Darren has been happily married since 2005, lives in Brewster, NY, and has two children, Ava Jean and Gia. In his free time, Darren enjoys distance running, and he’s completed four marathons and several half marathons. You can also find him cheering for his favorite teams, the Yankees, Rangers, Giants, and South Carolina Gamecocks.
DARREN DiBENEDETTO CAREER HIGHLIGHTS
20+ YEARS OF CONSUMER & HOME LOAN EXPERIENCE IN THE HUDSON VALLEY
WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?
There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.
Great Competitive Rates
Low Closing Costs with No Junk Fees!
Local, In-House Processing & Underwriting
FREE Pre-Approvals
We’re proud to be local, member-owned, and not-for-profit. When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.
Discover the TEG Difference – our friendly, knowledgeable people. Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.
Today's Featured Conventional Mortgage & Refinance Rates*
| Mortgage Type | Rate | APR | Points |
|---|---|---|---|
| 30 Year Fixed | 7.500% | 7.624% | 0.625% |
| 20 Year Fixed | 7.125% | 7.332% | 1.000% |
| 15 Year Fixed | 7.000% | 7.214% | 0.750% |
Today's Featured Adjustable-Rate Mortgage (ARM) Rates*
| Mortgage Type | Rate as low as | APR as low as | Points | First Cap | Subsequent Cap | Lifetime Cap |
|---|---|---|---|---|---|---|
| 5/6 ARM | 6.750% | 7.312% | 0.625% | +/- 2.00% | +/- 1.00% | +/- 5.00% |
| 10/6 ARM | 7.000% | 7.282% | 0.625% | +/- 5.00% | +/- 1.00% | +/- 5.00% |
First-Time Home Buyers Webinar
First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar2nd Look Program
Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look ProgramDownload our Free Guide
Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide5-STAR REVIEWS FROM HUDSON VALLEY RESIDENTS JUST LIKE YOU
“Darren was incredibly helpful when we were looking to buy a condominium. We had not had a mortgage before, and Darren was extremely patient and thorough in explaining every step of the process. He helped us from start to finish, was always honest and up-front, and was a joy to work with. I could not recommend him more highly!” -Andrea S.
“Darren was wonderful to work with and very reliable!” -MCB
“Darren is professional, reliable and provided excellent service. I would not hesitate to procure his services again!” -Steve W.
Darren DiBenedetto
TEGFCU Mortgage Loan Officer
NMLS# 440133
Let’s talk about how I can help you:
- Get pre-approved
- Compare your mortgage options
- Complete your application
- Lock in your rate
- Get to your closing with a smile
Who Can Apply for a TEG Mortgage
To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.