Darren DiBenedetto Senior Mortgage Loan Officer at TEG Federal Credit Union

Meet Darren DiBenedetto
TEGFCU Mortgage Loan Officer

NMLS #404038

Telephone  Phone: 845.790.6606  |   Telephone  Cell: 914.629.8687  |     DarrenD@tegfcu.com   |     Apply Now

Why Choose TEGFCU for your mortgage Financing?

I’m Here To Help You

For more than 20 years, Darren DiBenedetto has worked as a mortgage originator, helping thousands of families turn their dreams of homeownership into reality. With a relentless focus on customer service, he has consistently delivered results that have earned acclaim and acknowledgment. His work with union families has been extensive, including the IAFF, Sheetmetal Workers, and CSEA Southern Region members. By building lasting relationships with trusted real estate professionals throughout the lower Hudson Valley, Darren has established a reputation as a go-to resource for homebuyers in Northern Westchester and Putnam counties.

Born and raised in Hastings on Hudson, NY, Darren received his bachelor’s degree in communications from the University of South Carolina at Aiken. Darren has been happily married since 2005, lives in Brewster, NY, and has two children, Ava Jean and Gia. In his free time, Darren enjoys distance running, and he’s completed four marathons and several half marathons. You can also find him cheering for his favorite teams, the Yankees, Rangers, Giants, and South Carolina Gamecocks.




There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.

 Great Competitive Rates

 Low Closing Costs with No Junk Fees!

 Local, In-House Processing & Underwriting

 FREE Pre-Approvals

We’re proud to be local, member-owned, and not-for-profit.  When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.

Discover the TEG Difference – our friendly, knowledgeable people.  Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.

Today's Featured Conventional Mortgage & Refinance Rates*

Mortgage TypeRateAPRPoints
30 Year Fixed7.500%7.624%0.625%
20 Year Fixed7.125%7.332%1.000%
15 Year Fixed7.000%7.214%0.750%
*These rate charts are as of 9/28/2023 based on a $300,000, This is based on 75 LTV, 760 FICO, $300,000 loan amount with escrows, 30 day lock. Your individual rate may vary based on loan amount, purpose, credit, LTV, lock period and other credit characteristics. Please note that mortgage interest rates may change several times a day in reaction to market movement.


Today's Featured Adjustable-Rate Mortgage (ARM) Rates*

Mortgage TypeRate as low asAPR as low asPointsFirst CapSubsequent CapLifetime Cap
5/6 ARM6.750%7.312%0.625%+/- 2.00%+/- 1.00%+/- 5.00%
10/6 ARM7.000%7.282%0.625%+/- 5.00%+/- 1.00%+/- 5.00%
*Effective date 9/28/2023. APR=Annual Percentage Rate. Advertised Rates are as low as and are based on an evaluation of credit history and down payment, so your rate may differ. All loans are subject to credit approval. All rates and terms are subject to change without notice. Contact a credit union employee for further details. Other terms and conditions may apply. Rates on 5/6 ARMs are fixed for the first five years and subsequently subject to change bi-annually. Rates on 10/6 ARMS are fixed for the first ten years and subsequently subject to change bi-annually.

First-Time Home Buyers Webinar

First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar

2nd Look Program

Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look Program

Download our Free Guide

Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide

Mortgage FAQs

Have questions? We have answers. Learn More about Mortgage FAQs


“Darren was incredibly helpful when we were looking to buy a condominium. We had not had a mortgage before, and Darren was extremely patient and thorough in explaining every step of the process. He helped us from start to finish, was always honest and up-front, and was a joy to work with. I could not recommend him more highly!”  -Andrea S.

“Darren was wonderful to work with and very reliable!”  -MCB

“Darren is professional, reliable and provided excellent service. I would not hesitate to procure his services again!”  -Steve W.

Check out our Reviews
Darren DiBenedetto Senior Mortgage Loan Officer at TEG Federal Credit Union

Darren DiBenedetto

TEGFCU Mortgage Loan Officer
NMLS# 440133

Darren DiBenedetto Senior Mortgage Loan Officer at TEG Federal Credit Union

Let’s talk about how I can help you:

  • Get pre-approved
  • Compare your mortgage options
  • Complete your application
  • Lock in your rate
  • Get to your closing with a smile

Who Can Apply for a TEG Mortgage

To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.