Jeffrey Shields - Mortgage Loan Officer at TEGFCU

MEET JEFFREY SHIELDS
TEGFCU MORTGAGE LOAN OFFICER

NMLS #1466211

Telephone  Phone: 845.790.6605   |   Telephone  Cell: 845.464.4692   |     JeffreyS@tegfcu.com   |     Apply Now

Why Choose TEGFCU for your mortgage Financing?

I’m Here To Help You

Since 2013, with over a decade of banking experience at TEGFCU, Jeffrey “JJ” Shields has held several leadership roles. Quickly advancing into branch management-which enabled him to gain excellent skills in loan transactions, member relations, and team leadership. J.J. is known for outstanding service. You can count on him to look out for your specific interests and to keep you informed throughout the entire process from start to finish. He prides himself on his experience, honesty, and hands-on approach that shines through with each member he serves by over-communicating and taking extreme ownership. As a mortgage officer, his ability to make borrowers feel at ease makes homeownership a breeze.

J.J. is a born and raised Dutchess and Orange county resident currently residing in Fishkill with his wife Rachel and their pug Zeke.

JEFFREY (JJ) SHIELDS’ CAREER HIGHLIGHTS

  9+ YEARS OF CONSUMER & HOME LOAN EXPERIENCE IN THE HUDSON VALLEY

 50+ FIVE-STAR REVIEWS ON GOOGLE

 13+ FIVE-STAR REVIEWS ON ZILLOW

WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?

There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.

 Great Competitive Rates

 Low Closing Costs with No Junk Fees!

 Local, In-House Processing & Underwriting

 FREE Pre-Approvals

We’re proud to be local, member-owned, and not-for-profit.  When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.

Discover the TEG Difference – our friendly, knowledgeable people.  Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.

Today's Featured Conventional Mortgage & Refinance Rates*

Mortgage TypeRateAPRPoints
30 Year Fixed6.875%7.006%0.750%
20 Year Fixed6.750%6.904%0.625%
15 Year Fixed6.500%6.730%0.875%
*These rate charts are as of 4/12/2024 based on a $300,000, This is based on 75 LTV, 760 FICO, $300,000 loan amount with escrows, 30 day lock. Your individual rate may vary based on loan amount, purpose, credit, LTV, lock period and other credit characteristics. Please note that mortgage interest rates may change several times a day in reaction to market movement.

 

Today's Featured Adjustable-Rate Mortgage (ARM) Rates*

Mortgage TypeRate as low asAPR as low asPointsFirst CapSubsequent CapLifetime Cap
5/6 ARM6.125%7.144%0.75%+/- 2.00%+/- 1.00%+/- 5.00%
10/6 ARM6.375%6.917%0.75%+/- 5.00%+/- 1.00%+/- 5.00%
*Effective date 4/12/2024. APR=Annual Percentage Rate. Advertised Rates are as low as and are based on an evaluation of credit history and down payment, so your rate may differ. All loans are subject to credit approval. All rates and terms are subject to change without notice. Contact a credit union employee for further details. Other terms and conditions may apply. Rates on 5/6 ARMs are fixed for the first five years and subsequently subject to change bi-annually. Rates on 10/6 ARMS are fixed for the first ten years and subsequently subject to change bi-annually.

First-Time Home Buyers Webinar

First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar

2nd Look Program

Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look Program

Download our Free Guide

Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide

Mortgage FAQs

Have questions? We have answers. Learn More about Mortgage FAQs

5-STAR REVIEWS FROM HUDSON VALLEY RESIDENTS JUST LIKE YOU

Google Reviews              Zillow Reviews

“When life brings you challenges, talk to Jeff! As a first-time home buyer going through a stressful process with a few bumps in the road, Jeff made it feel almost stress-free. Just when I thought things were going to go downhill, Jeff took me off that ledge and made it happen! I thank Jeff For all his hard work and perseverance, ambition, and the friendly service I received in getting this loan… Working with this loan officer helped me realize the American dream is possible, challenges can be overcome, and you can do anything you want! Many blessings to Jeff and his staff and thank you for making my dreams come true!”  -Melissa M.

“I started the refinance process with Jeffery in July, and I thought it would be an easy process, but my mortgage co. was a nightmare refusing to send needed letters, and documents or correct their misinformation. Jeffery stepped in to help me straighten out their mistakes. He never gave up when he was told that I couldn’t refinance for another three months. He was able to turn a no into a yes. If you want someone who will fight for you every step of the way, it’s Jeffery. If you want a knowledgeable person, it’s Jeffery. I closed in October with a much lower interest rate. Thank you.”  -Lilly N.

“Jeff was extremely knowledgeable about every aspect of our interaction. Whenever we had concerns, he was easily able to put our minds at ease. We recommend him to anyone looking for the best in the business. He truly was awesome.”  -Joe F.

Check out our Reviews
Jeffrey Shields Mortgage Loan Officer at TEGFCU

Jeffrey “JJ” Shields

TEGFCU Mortgage Loan Officer
NMLS# 1466211

Jeffrey "JJ" Shields - TEGFCU Mortgage Loan Officer

Let’s talk about how I can help you:

  • Get pre-approved
  • Compare your mortgage options
  • Complete your application
  • Lock in your rate
  • Get to your closing with a smile

Who Can Apply for a TEG Mortgage

To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.