Jessica Schoen - Mortgage Loan Officer at TEGFCU

MEET JESSICA SCHOEN
TEGFCU SENIOR MORTGAGE LOAN OFFICER

NMLS #22486

Telephone  Phone: 845.452.7323 x 1508   |   Telephone  Cell: 845.656.7552   |     JessicaS@tegfcu.com   |     Apply Now

Why Choose TEGFCU for your mortgage Financing?

I’m Here To Help You

With more than twenty years of experience in the mortgage industry, I’m committed to providing top-notch customer service while making your dreams of owning a house come true. From conventional and FHA loans to VA approvals, renovation construction projects, or even utilizing equity from an existing residence, you are covered every step of the way! Every one of my clients receives personalized service from an expert team at TEGFCU, who are always on hand throughout the lending process. I’ll be with you every step of the way; my goal is your satisfaction.

JESSICA SCHOEN CAREER HIGHLIGHTS

 9+ YEARS OF MORTGAGE EXPERIENCE IN THE HUDSON VALLEY

 5+ FIVE-STAR REVIEWS ON GOOGLE

 25+ FIVE-STAR REVIEWS ON ZILLOW

WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?

There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.

 Great Competitive Rates

 Low Closing Costs with No Junk Fees!

 Local, In-House Processing & Underwriting

 FREE Pre-Approvals

We’re proud to be local, member-owned, and not-for-profit.  When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.

Discover the TEG Difference – our friendly, knowledgeable people.  Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.

Today's Featured Conventional Mortgage & Refinance Rates*

Mortgage TypeRateAPRPoints
30 Year Fixed6.500%6.627%0.750%
20 Year Fixed6.250%6.431%0.875%
15 Year Fixed6.250%6.375%0.750%
*These rate charts are as of 3/28/2024 based on a $300,000, This is based on 75 LTV, 760 FICO, $300,000 loan amount with escrows, 30 day lock. Your individual rate may vary based on loan amount, purpose, credit, LTV, lock period and other credit characteristics. Please note that mortgage interest rates may change several times a day in reaction to market movement.

 

Today's Featured Adjustable-Rate Mortgage (ARM) Rates*

Mortgage TypeRate as low asAPR as low asPointsFirst CapSubsequent CapLifetime Cap
5/6 ARM5.750%6.994%0.750%+/- 2.00%+/- 1.00%+/- 5.00%
10/6 ARM6.000%6.672%0.750%+/- 5.00%+/- 1.00%+/- 5.00%
*Effective date 3/28/2024. APR=Annual Percentage Rate. Advertised Rates are as low as and are based on an evaluation of credit history and down payment, so your rate may differ. All loans are subject to credit approval. All rates and terms are subject to change without notice. Contact a credit union employee for further details. Other terms and conditions may apply. Rates on 5/6 ARMs are fixed for the first five years and subsequently subject to change bi-annually. Rates on 10/6 ARMS are fixed for the first ten years and subsequently subject to change bi-annually.

First-Time Home Buyers Webinar

First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar

2nd Look Program

Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look Program

Download our Free Guide

Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide

Mortgage FAQs

Have questions? We have answers. Learn More about Mortgage FAQs

5-STAR REVIEWS FROM HUDSON VALLEY RESIDENTS JUST LIKE YOU

Google Reviews              Zillow Reviews

“Jessica and all of the associates involved in the mortgage process at TEGFCU have been amazing. We just refinanced last year and recently took out a home equity loan. In both instances, we had a personalized, streamlined experience, and we highly recommend using Jessica and her team at TEG.”  -Scott H.

“Phenomenal service working with TEGFCU and my loan officer, Jessica Schoen. They provided every bit of help I needed along the way and even got me a grant to help me save money on my mortgage.”  -Robert L.

“Our experience was absolutely ideal. It was the kind of experience you hoped for when you apply for a mortgage. Jessica was available to answer our questions immediately and if she didn’t, someone was able to step in on days she was unavailable. We remarked that it’s amazing that, although we know that she has other customers, she made us feel like we were the only one and she could devote her full attention to us.”  –Erica

Check out our Reviews
Jessica Schoen - Mortgage Loan Officer at TEGFCU

Jessica Schoen

TEGFCU Senior Mortgage Loan Officer
NMLS# 22486

Jessica Schoen - TEGFCU Mortgage Loan Officer

Let’s talk about how I can help you:

  • Get pre-approved
  • Compare your mortgage options
  • Complete your application
  • Lock in your rate
  • Get to your closing with a smile

Who Can Apply for a TEG Mortgage

To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.