Mortgages

From the very beginning, working with Jeffrey has been a great experience. He consistently took the time to answer all of my questions and remained accessible and transparent throughout the entire process. I highly recommend working with Jeffrey if you’re looking for a smooth and positive mortgage experience!

Working with Scott at TEGFCU was honestly one of the best parts of our home buying experience. From start to finish, the was incredibly responsive, thorough, and genuinely knowledgeable about every step of the process. No matter how many questions we had, he always took the time to explain things clearly and made sure we felt comfortable moving forward. What really stood out was how proactive he was, staying ahead of things, keeping us informed, and making what could have been a stressful process feel smooth and manageable. I would highly recommend Scott to anyone in the Hudson Valley looking for a mortgage. He truly cares about his clients and it shows. I’ll absolutely be going back to him for any future purchases or refinancing.

I got a car loan from TEGFCU and went back when it was time to buy a house. Jeff Shields was an unbelievable resource and advocate throughout the process. He went above and beyond, even recommending a homebuyer grant program I didn’t know about, even though it meant more work for him. I feel really lucky that he was on my team.

Darren, thank you for helping us secure our mortgage with TEG Federal Credit Union. It was great to work with you again! You were wonderful throughout the entire process and consistently made us feel valued, supported, and confident in our journey. We truly appreciate your guidance and dedication.

I got a mortgage through TEGFCU to buy a house with my dad, both of us first time homeowners. WE were totally new to the dizzying bureaucracy of home loans and purchases. The TEG team (Jeffrey Shields, Ellen Gerstner, and Laura Scampoli) walked us through everything with respect and patience. They helped us with the paperwork we were totally unprepared for, explained what to expect for closing costs and recommended lawyers and agents for every stage of the complicated process. Jeffrey even spent time on the phone explaining loan options for a house we didn’t end up buying. It really felt that they were there to help us and not to make money off of us.

I cannot recommend this loan officer highly enough! From start to finish, Jeff was absolutely incredible to work with. His professionalism was outstanding, and he went above and beyond to help me through every step of the process. What really impressed me was his dedication and availability. He even responded to my questions via text on Sundays! That level of commitment and responsiveness made such a differenc

I had the pleasure of meeting Jeffrey Shields with TEG to apply for a mortgage for my home. Right out of the gate, he was dedicated and committed to what I was looking for and couldn’t have made the process any smoother. Not like he knew me, but he treated my like he did and was there for every question I had! He’s very passionate about his profession and always detailed right down to every little fact or dollar amount or input I seeked. I’d recommend Jeffrey Shields if you’re applying for a mortgage specifically a first time homeowner like myself. He really made the process flow with so much ease so little stress and very happy I chose Jeff with TEG to purchase my lake house.

I worked directly with Scott to secure my first mortgage. He was incredibly helpful and responsive, and was a great resource to me as I learned about the entire home buying process. I would recommend Scott to anyone looking to secure a mortgage for their home!

Jeff was invaluable in helping me get into my first condo. He was able to hook me up with the HDP grant that changed the game entirely. Not to mention he was always easily reachable and able to answer any questions I had. Choose TEGFCU and ask for Jeffrey Shields!

My experiences with TEG have been nothing short of spectacular, thanks to the incredibly hard and thorough work of knowledge individuals like Jessica Schoen and Lia Henry. These two representatives are brilliant and easy to work with. They made a very difficult process of getting a mortgage, very painless. Thank you, Jessica and Lia!

Scott was so helpful, he worked with us to make sure that we were able to accomplish our request. Highly recommended. Scott was great! Also his team was great keeping our refi moving forward. Thank you!

Jeff was a great help. He explained the loan process thoroughly and answered all of my questions. Jeff made sure we were informed each step of the way. He was pleasant and always courteous.

Darren and everyone else who helped me SO much with my loan at TEG went above and beyond. I was in a very hard spot and didn’t know how to get our of it, and they made the process so anxiety-free for me. Thank you all so much. I would highly recommend you using TEG for any banking needs.

Jessica was a pleasure to work with. She responded promptly to emails and made sure we had everything we needed throughout the process.

Jeff was my loan officer and was truly great to work with. I really appreciate how quick and responsive he was throughout our time working together. If we ever had any questions or concerns, Jeff was always quick to help. I would surely recommend him to anyone looking to apply for a mortgage.

I worked with Jessica and Laura’s team from TEG on purchasing my home. My experience was beyond exemplary. Jessica was extremely attentive, very knowledgeable and gave me her honest opinion and expectations during the loan process! I highly recommend both Jessica and Laura from TEG for their mortgage expertise!!!

Just closed on a house with Mortgage Officer Jeffrey Shields. Buying a home is one of the most stressful endeavors I have faced. Boy am I glad I was referred to Jeffrey! Jeffrey was able to guide me every step of the way and take loads of stress off my shoulders. Jeffrey was extremely professional and personable, always responding to my emails/phone calls promptly and answering the dozens of questions that I had. I felt as if I was being treated as a friend, not just a client. If you are in the hunt for a home, do yourself a favor and give Mortgage Officer Shields a call. You will not be disappointed!

Jeffrey made the entire home buying process a breeze. He is extremely professional and courteous. He made himself available to us all hours of the day. No question on ours went unanswered, nor did we feel any question of ours was too simple. Jeffrey went about and beyond to put us at ease in an otherwise stressful process. He was willing to use his own personal time to resolve a last minute issue and we are so grateful we went with him.

Working with Darren and the rest of the team from TEG was flawless. They gave us clear direction and instructions and we closed in record time. We are first time home owners and from what I understand, it could have been a lot more difficult. Great team!

Just closed on a mortgage for a parcel of land with Jeffrey and he made the process quick and seamless. There were a couple of challenges that appeared along the way that Jeffrey dealt with swiftly, finding solutions that kept us on track for closing. Communication was fast and responsive. Highly recommend working with Jeffrey and TEGFCU!

Never had a bad experience. Held multiple home mortgages and auto loans. Would recommend TEG.

Darren played such a vital role in my home buying experience. He was a wealth of knowledge, taking the time to educate me as a first-time home buyer as well as providing encouragement throughout the process. He was attentive to every question, concern and unanticipated bumps along the homebuying journey. I will always be incredibly grateful for Darren and the team at TEG for their support, patience and expertise with this process. I highly recommend TEG and the many programs and supports they offer especially for first-time homebuyers.

Darren was so helpful throughout our entire home buying process. He was knowledgeable, always willing the answer any question that we had, and seamlessly guided us through the whole process. Thank you, Darren!

It was absolutely wonderful working with Jessica, she was available to assist and answer questions constantly throughout the process and helped facilitate the quickest closing possible for us!

As a realtor, I confidently refer my clients to Darren knowing they will be in good hands. He’s patient, knowledgeable and super responsive which is important to me. If you’re looking for a loan officer to work with, I HIGHLY recommend Darren DiBenedetto.

Darren is one of the most dedicated, thorough, and compassionate loan originators I have ever met. He is always accessible, takes calls/texts/emails and responds almost immediately. I have never had a transaction with Darren that has not closed. I would, and do, recommend him to my clients. And he’s a great guy 🙂 Thanks for everything Darren!

Jeff Shields was extremely helpful in helping me go forward with my mortgage for a new home. I was on a strict timeline as well as we were nearing the end of our current lease and he did all he could to expedite the process. He was always available to ask a question and f he was on the phone/in a meeting he’d get back promptly. I will call Jeff again if I have any finance needs!

Jeffrey did an outstanding job! He was personable, knowledgeable, and patient. Any questions I had, he answered promptly, never making me feel like I was bothering him. He even responded to messages after hours, which was incredibly helpful given my busy daytime schedule. Jeffrey turned a stressful process into a much easier experience by being consistently patient and kind throughout. His dedication didn’t waver even after the loan was sent for closing; he kept in touch with me every step of the way. I will definitely recommend him to family and friends.

We wanted to take a quick moment to acknowledge the amazing experience we had working with mortgage officer Jeffrey Shields at TEGFCU. This is our first time buying a property and going through this journey with his help made it a lot easier. He always made an effort to be available to answer any questions we had as well as keeping us informed from start to finish. I highly recommend him as well as TEGFCU for your mortgage or banking needs.

Extremely helpful and always responsive! Made the entire process very easy.

Jeff and everyone did a great job and explained all options clearly.

What a pleasure to work with Darren! He was super helpful on a really tough condo financing deal and the whole time through he was very pleasant and nice to speak with and got the job done. Super professional, very grounded vibes and kept his cool even when the condo board was being anoying to work with. Bravo!

JJ was amazing! He basically held our hands throughout the process of purchasing our home. His knowledge and guidance had us at ease and confident in our decision making. We are appreciative for everything JJ and his team did. Would highly recommend JJ for all your home needs, investments and interests.

Jessica was so helpful in our process from start to finish. Super responsive to all the questions and concerns that we had along the way.

Darren was very professional and extremely accommodating especially when we needed him for anything last minute. He’s also very knowledgeable and patient when I had any questions pertaining to my mortgage. I highly recommend Darren and TEGFCU!

Scott was a superstar during the home buying process! He was easy to reach and patient to ask my many, many questions. He truly had our best interest in mind. Would highly recommend him to anyone looking to secure a new loan!

If we could give JJ (Jeffrey Shields) 10 stars, we would. Our experience working with him throughout the home loan process was fantastic. His combination of experience, breadth of knowledge, prompt replies and patience in addressing all of our concerns and questions throughout the process, was impeccable. He either answered our constant phone calls or promptly called us back. JJ is honest and has a positive, encouraging energy. He is a personable, friendly, professional communicator and we feel so fortunate to have been able to work with him during such an overwhelming, but exciting time. He kept us sane, which is priceless! Thank you, JJ. Couldn’t have done it without you.

There’s a reason why JJ has such great reviews. Jeff was communicative, friendly, and knowledgeable throughout the entire mortgage process. Never pressured, but always pushed on our behalf. Rates will vary from lender to lender, so be sure to do your homework and compare 3 or even 4 rate quotes, but if you do decide to go with JJ at TEGFCU then you most certainly will have a very enjoyable process for one of the biggest decisions you’ll ever make.

Scott was a pleasure to work with. He was very responsive, always got back to us in a timely manner, educated us and gave us advice. I would, and do, recommend Scott to anyone I know applying for a mortgage.

Thank you, Jeffrey Shields for going above and beyond helping me get the best mortgage rate, JJ has walked me and guide me through this path of getting a mortgage with TEGFCU and stayed in contact with me to ensure that I’m all set up until the day of my closing. JJ Shields is Very polite and friendly will make time to sit with you and go over finances, including everything that you spend money on to see what will be the best rates and best mortgage to take. He’s very knowledgeable, he kept me in the loop throughout the whole transition. Thank you, JJ for a wonderful experience At TEGFCU.

Smooth, professional, stress-free experience. Closing took place in less than 90 days and our every need was promptly met. Scott and Ellen were wonderful. I highly recommend TEGFCU.

I would like to commend everyone at TEG federal credit Union for giving me the perfect financial product for my needs The team of professionals at TEG are simply the best in the business. From beginning to end and placement of my loan I could not have been more pleased If you’re looking for a loan of any type do yourself a favor and give them a call. You will Be extrememly pleased you did Thanks to everyone at TEG

Very knowledgeable and highly responsive. Something that you’ll want when you’re buying a home!

10/10 this guy was! This is my 3rd mortgage and luckily I have always had great lenders. However Jeffrey went above and beyond from the first time I spoke with him and NEVER fell short! Got me the best rate (even better than rocket mortgage.. I checked) emails, phone calls, and text messages. Anything I needed he got to me RIGHT AWAY! Most importantly gave me a PIECE OF MIND with the entire process!  When this house sells, my next mortgage will be with Jeffrey Shields.. with or Without TEG.. I now have my closing team for the next 25 years of buying and selling!

We would highly recommend working with Jessica Schoen. She was highly attentive to our needs, worked through the process with us step by step and had our loan approved expeditiously. We will be calling on her again for our refinance!

Jessica and her team is knowledgeable, accessible, helpful, and represents a competitive product – what more do you want!

JJ was very helpful throughout the process and was able to guide me through the daunting task of purchasing a home!

Jessica is such a pleasure to work with! She is knowledgeable and efficient! Thank you for making this process enjoyable!

Jeff was personable, knowledgeable, and professional throughout the mortgage loan process. He was always helpful with details about the home-buying process, and even attend my closing with the attorneys. Outstanding!

TEG Federal Credit Union along with loan officer JJ Shields was wonderful to work with throughout my mortgage process. At closing, my attorney was even impressed with the low cost bank fees. I have since become a member with TEG and look forward to all my banking needs in the future. I highly recommend TEG!

Excellent Experience!!!! Mr. Shields communicated very well throughout the entire process and thanks to him I am now a home owner!

Best experience ever! Jeff is most definitely the best loan officer ever!!! His speedy communication and ability to perfectly explain the home mortgage process is impeccable!! Thanks to him we were able to see a home and close in less then 60 days!!! Thank you Jeff!

Jeff was immediately responsive to our application and all our questions. He ushered the application through with no bumps in the road and helped obtain an extension on our rate lock when our seller needed extra time to move out. Our experience of TEG and Jeff was lovely. Thank you!

My experience with JJ was great! You can tell he’s knowledgeable and passionate about what he does. He was patient, thorough, reliable, informative, available, and there for every step of the way. I certainly recommend everyone to utilize JJ’s service(s)!

JJ was amazing throughout the whole process. He was always available and put us at ease whenever something arose. Top notch customer service.

After spending most of my career in one form or another of client services, I am keenly attuned to what it takes to meet a client’s needs and demands. So, I never give 5 stars to anyone. Ever. Until now. Jeffrey Shields deserves the highest accolade in providing top tier service, including advice and at times tutorial-type information. He spent as much time as was needed to address concerns and answer questoins, while providing the best product for the needs of his client. I will highly recommend Jeffrey to anyone looking into mortgage-type products. He is a professional, competent and conscientious.

Jeffrey made this process easy and comfortable. Not only was he full of knowledge, but eased our minds with purchasing our new home and was able to answer any questions that arose. He is true professional who takes the time to listen to your concerns and give you the best options for your needs. We could not have been happier with the service we received. I would highly recomment JJ and TEG to help with your mortgage loan purposes!

JJ (Jeffrey) and his team at TEG was recommended be numerous people and we are so happy that we selected them to assist us in purchasing our new home. He and his team were prompt and courteous throughout the entire process. They were very helpful and flexible when we needed a little more time to hit closing dates, due to waiting for the city to return paperwork. They were knowledgeable and took the time to answer our questions along the way. We highly appreciate them and are very grateful for their services. Thanks!

We recently got our first mortgage through TEG Federal Credit Union and JJ (Jeffrey) was our loan officer. He was absolutely incredible during the entire process. He was informative, kind and kept us in the loop about what was going on at all times. We hit a couple of snags, but he was very helpful in getting us through the next steps. Quick, efficient and super friendly service. Because of JJ and Betsy (our loan processor), we now own our first home! And it only took about a month! I’d recommend JJ and TEG to anyone looking to buy, but especially for first time buyers! Thanks again JJ!

Jessica is an all star. We have used her for several of our personal purchases and I often refer work to her via my real estate business.

Excellent experience from beginning to end, it was a pleasure working with Scott and the team! Thank you all.

Jeffrey is courteous and professional; he made the process of applying for a mortgage easy.

Would recommend Jeffrey Shields over and over!!! Communication was constant without being annoying and from the first day I contacted him, he made sure I knew everything I needed and could make informed decisions along the way.

First Time Buyer Review – JJ was incredibly responsive (via text and on the phone) when I had a million different questions. I was pretty nervous getting my first mortgage, and very confused, but JJ made the process as seamless and easy as possible. Strongly recommend.

It was a seamless transaction. I working with Jessica S on my recent Home Equity line of credit loan. Jessica is knowledgeable and aided in the ease of making this a great experience!

I had a wonderful experience with Scott. He was very knowledgeable, pleasant, and helpful during the process. I have no complaints and am happy to have worked with Scott. I would highly recommend Scott and look forward to working with him on future real estate transactions.

Jeffrey was amazing to work with! He was sweet, accommodating, understanding and easy to talk to. Jeffrey got things done and got them done fast and efficiently. He made my first home buying experience smooth and easy. I’m so glad I picked Jeffrey as my loan officer. I highly recommend you use.

We bought our homes entirely without the services of a real estate agent. Jeff from TEG was a good source of information back before we even committed to the lender. He was very responsive and answered my questions well. I was able to gether a lot of information and educate myself regarding the steps of closing a home. Overall, this credit union was very easy to work with. Thank you Jeff and Betsy as well!

JJ answered all questions a new home owner would ask, and with the nerves of be being a first time home owner, this is crucial. I’d trust JJ again as my lender rep, and will definitely use him if it comes time to refinance.

Jeff was the most ambitious and the most courteous person in finance that I have ever met. He made sure that I was at ease and made sure that always being taken care of during a stressful process. I felt comfortable working with Jeff.

Jeff was professional and courteous through the entire process. He kept in contact with me via phone, text as well as email. It was a pleasure to do business with him and I would refer anyone looking for a loan to Jeff.

Mr. Shields was courteous, knowledgeable and efficient. I discussed my needs and he was able to find a loan that was right for me. The application process was easy and the closing went well. Start to finish about 2 1/2 weeks. Well done!

Excellent service. Very knowledgeable and helpful fro start to finish. Easy to apply and closing was in a timely manner. Jeffrey Shields and the TEG mortgage department were friendly and well versed in the process. I have used them twice and will continue to do so when the need arises.

TEG and Jeffrey were very responsive to our needs and we got our HELOC done very quickly. Wonderful service

Well Jeff was very helpful and very knowledgeable when I had questions or concerns about my loan he actually went above and beyond his job he always thinks about the customer first and thats very good business.I feel when I tried him after hours cause I had an important question he answered on his own time was very surprised he did and thats why he gets 5 stars from me. The most professional person I have ever worked with on a loan, Thank you Jeff

I will say that Jeff is the reason why I bank with TEG. Jeff really goes the extra mile to help reach your financial goal.. Our mortgage took longer than normal but not once did he make me feel like we weren’t going to accomplish our goal. If I could give him 10 stars I would.

Jeffrey Shields and the team at TEG have been absolutely fantastic. They helped me through a tremendous challenge in trying to close on my house 3 different times. The process was very stressful, but Jeffrey made things very easy and helpful for me as a homebuyer. Can’t thank Jeff enough for the support and help he gave me.

JJ made our HELOC loan process run smoothly. From start to finish he kept us informed of the progress of the loan and answered all the questions we had during the process. He even followed up after the closing to check how it went. I would not hesitate to recommend TEG.

Jessica and the TEG team were extremely helpful in finding a home loan that would suit our needs. Not only was she knowledgeable, she also went above and beyond answering questions and emails after hours. We ended up doing a construction to perm loan. This being the first time my husband and I were building, we had so many questions. It was comforting to know that Jessica was able to answer our questions at any time. I would definitely recommend Jessica to anyone searching for a home loan!

Mathew Bannan was the best I couldn’t have asked for more completely upfront with us and walked us through every step of the process made it simple and easy for us to understand and our loan was completed.

Easy to deal with. Scott and the team at TEG were a pleasure to work with. They made my re-fi experience so easy and were extremely accommodating to our needs to especially when it came to the closing. I would highly recommend Scott and TEG for anyone needing a mortgage or looking to re-fi as I did.

Jeff was extremely knowledgeable about every aspect of our interaction. Whenever we had concerns, he was easily able to put our minds at ease. We recommend him to anyone looking for the best in the business. He truly was awesome.

I started the refinance process with Jeffery in July, and I thought it would be an easy process, but my mortgage co. was a nightmare refusing to send needed letters, and documents or correct their misinformation. Jeffery stepped in to help me straighten out their mistakes. He never gave up when he was told that I couldn’t refinance for another three months. He was able to turn a no into a yes. If you want someone who will fight for you every step of the way, it’s Jeffery. If you want a knowledgeable person, it’s Jeffery. I closed in October with a much lower interest rate. Thank you.

When life brings you challenges, talk to Jeff! As a first-time home buyer going through a stressful process with a few bumps in the road, Jeff made it feel almost stress-free. Just when I thought things were going to go downhill, Jeff took me off that ledge and made it happen! I thank Jeff For all his hard work and perseverance, ambition, and the friendly service I received in getting this loan… Working with this loan officer helped me realize the American dream is possible, challenges can be overcome, and you can do anything you want! Many blessings to Jeff and his staff and thank you for making my dreams come true!

Matt and TEGFCU staff helped us with everything we needed and we greatly appreciate him. As first-time home buyers all our questions were answered promptly with no problems and highly recommend their services.

Great lender and extremely helpful. Matt made the process of getting a home equity line of credit simple and easy to navigate. TEG’s closing process was quick and efficient.  Totally satisfied customer. I Will recommend to all my friends and associates.

If you are applying for a mortgage, look no further than Matt Bannan and his team. The mortgage process is assumed to be terrifying and unapproachable, but with Matt’s guidance and reassurance, he makes it simple to understand and approachable. He was in constant communication with us throughout the entire pre-approval process through signing our closing papers. Matt goes above and beyond for his clients and truly wants what is best for them, which is refreshing in this day and age. There is no one better to assist you with a mortgage. You will be happy you reached out to him.