Deep Dive to Lower Payments
Is your credit score in ship shape? What’s the deal with your credit report?
Don’t skim the surface; dive in and find out. We can help you navigate your finances and steer you towards saving money. Our free credit report review can provide the tools to make informed and effective financial decisions. It’s free help and advice from the people you can trust at TEGFCU.
The more you know, the more you save. Here’s what you can expect:
Understand your credit report
We’ll break down the details of your report so you can understand what factors affect your score.
Improve your credit score
A credit score booster is helpful for everyone and will give you personalized guidance on how to raise it.
Get help with disputes
We will coach you on challenging any inaccuracies in your report.
Save money when you refinance
A higher credit score can lead to lower interest rates, which can save you money when you move to a lower rate.
Schedule Your Free Credit Review
At TEG we see you as more than just a credit score. We’re committed to hearing your story and we look for all of the reasons to say “Yes!” Fill out the form below and one of our loan officers will contact you to schedule your free credit review.
Take Charge of Your Financial Future
Are you wondering what is best for your money and financial future? While you may be able to find your score in many places, meeting with us to discuss your credit report is very valuable. During your no-cost credit review, our experts will provide essential information about your finances and suggest specific strategies for improving your score over time. As your partner, we are a reliable resource you can trust for financial guidance.
Our amazing staff are local, friendly experts who can help you maintain your financial strength.

More savings

Quick, easy scheduling

Local, trusted service
Friendly staff. Sarah S. was incredibly helpful, responsive and knowledgeable.
Emma F.
I applied for a loan through TEGFCU and Dillon C. has been beyond helpful. This is my first time trying to go through a financing process and the guidance, communication, and encouragement Dillon has given me has been exceptional and couldn’t have asked for a better experience.
Kyle P.
I had the pleasure of dealing with Sarah Stropoli, who was extremely helpful and professional. TEG is an excelled credit union and so is their staff.
Catherine L.
Just wanna let everybody know that representatives of TEG Federal Credit Union they are polite, understanding, and get the job done. I usually get Alanna and Jeremy most of the time and they are very nice representatives of TEG.
Joseph S.
Amy was so helpful in a problem logging on to our account. VERY PLEASANT!
Bob P.
Sarah in the loan department at TEG was nothing short of amazing, sweet, understanding, knowledgeable and professional! She answered all my questions, and completed my loan super fast. Definitely recommend TEG and go straight to Sarah!
Jennifer
Amy R. is the best call center representative I’ve ever worked with. She’s easy to work with, attentive, and genuinely cares about helping members.
Amari
Customer service always outstanding, polite, and courteous. Atmosphere always positive and friendly and helpful.
Tom S.
Jesse is positively interpersonal, made me feel assured my issues are resolved. And he spoke to me with dignity, and I felt like a valued member of your credit union.
Jacci B.
I just had the best conversation with TEGFCU Solution Center Representative Mr. Piperato. I must say his kind demeanor is comforting. Mr. Piperato understood my concerns and made the appropriate changes. The fact that he did it effortlessly made my anxiety go down. Please be aware that Mr. Piperato is an amazing and knowledgeable man and he is appreciated. Mr. Piperato went out of his way to make sure I understood what was going on. MR. PIPERATO is 100% thank you!
Sylvia W.
Sarah is very professional and awesome to deal with both times I have gotten a loan from TEG. Highly recommend!
Laura B.
I am writing to express my sincere gratitude and commend Danielle Gatto for the exceptional service I received throughout my recent loan process. From my initial contact, Danielle was incredibly responsive, promptly addressing every question I had and ensuring I had all the necessary information. Thanks to her diligence and thoroughness, the entire loan process was smooth and effortless. Even after my loan closed, Danielle continued to provide outstanding support. She readily made herself available for additional questions and responded with the same speed and courtesy I experienced from the beginning. I wholeheartedly recommend TEG Federal Credit Union based on my experience with Danielle. Her professionalism and dedication are truly commendable. Thank you, Danielle, for your excellent service.
Debbie G.
I had a great experience with Steven. He was kind, patient, and very helpful throughout the entire process. He made everything smooth and easy, and I really appreciated his friendly attitude. Excellent customer service.
Andrew & Jessica W.
Great service. Marie is great. Very polite and knowledgeable.
Rob T.
The staff is always so helpful and friendly. Any financial situation, they go above and beyond to help.
Justin M.
The staff do an outstanding job with their customers.
Lionel W.
I always feel special at the Newburgh branch, all staff are very friendly, respectful, Eric is one of the best tellers at the branch with great customer service skills.
Comfort Children Ministry International Inc.
Steven & Eric were great today. They helped me a lot. I appreciate Steven & Eric, they have excellent customer service. I love it.
Werky J.
Amazing customer service. Steven was great and informative. Quick and friendly service in the Newburgh branch.
Shanyai H.
I am very happy with my banking experience here. Steven and Marie are very pleasant and helpful. The online banking service provided is also extremely helpful.
William B.
Marie & Steve were amazing and have great customer service!!
Virgina S.
I had the pleasure of speaking with two very nice young men in the past two days. Yesterday, I spoke with Jeffrey who was very helpful. Today, I had the pleasure of speaking with DJ, also extremely helpful. He was patient, kind, and went out of his way to get me the information I was seeking. A shout out also to the people who are training the ones answering the calls. I call frequently and am ALWAYS so glad I did. Keep up the good work and thank you for the professional and also personable manner in which I am received whenever I call TEG. Truly grateful!
Grace C.
Courteous, smart, and allowed my questions to be relevant.
Robert C.
Always a good experience speaking with Chris Pflaum.
Marie M.
My lease for my 2022 Honda Accord just ended, Chris Pflaum went out of his way to make the end lease process as easy as possible, I would highly recommend TEG, as a credit union.
Jay G.
James Robbins was fantastic! I’m a convert!
Janeth H.
For the last dozen or more years we have been thankful for the services of the professional-yet-friendly TEG team. For the last five years we have received those services from our home over 1,000 miles away from TEG. Today’s phone meeting with Solution Center Representative Amy Ramada confirms for us why we have stayed with TEG for some of our long-distance banking. Amy was extremely proficient in her knowledge and actions, professional in her demeanor, and very personable in her interactions with us. She patiently walked through various procedures online with me so that I understood and accomplished my goals, and she offered further suggestions for bank actions that would benefit us as customers. Amy then followed up with us to confirm that the actions with completed. Amy Ramada exemplifies the professional, and personable qualities of TEG. Keep up the great work, Amy and TEG!
Donna R.
Since coming to bank with TEG I’ve had nothing but the best experiences. When you’re working to achieve your goals you want helpful people around you that see your vision and that is exactly what I’ve received ever time I’ve went to TEG and more. Several times they have exceeded my expectation and I couldn’t be more happy to do business with them. Everyone I’ve encountered is great but Sara and Heidi are amazing at what they do.
Dawn L.
My auto loan experience with TEG was seamless, straightforward, and quick. They offered me the best rate and provided exceptional support and care throughout the process. Account and Loan Representative Sarah went above and beyond to assist me.
Charles D.
We had the pleasure of working with Darren DiBenedetto, a Mortgage Officer at TEGFCU, and we couldn’t be more grateful for his exceptional service. From the very beginning, Darren went above and beyond in providing us with financial advice and guidance that was not only thorough but also incredibly helpful. His expertise in the various loan processes was evident as he patiently explained every step and answered all of our questions, making what could have been a stressful experience feel seamless. Darren’s commitment to our financial well-being was clear, and he genuinely took the time to understand our goals and offer personalized recommendations. His professionalism, combined with a warm and approachable demeanor, made us feel confident and supported throughout the entire process. Thanks to Darren, we were able to make informed decisions and achieve the best possible outcome for our family. We can’t thank Darren enough for his dedication and outstanding support. If you’re looking for expert financial advice and a trusted mortgage officer, we highly recommend Darren DiBenedetto at TEGFCU. He truly goes above and beyond for his clients.
Tony B.
On Route 37, very friendly, very professional, awesome atmosphere, always willing to help, go above and beyond, excellent credit union, highly recommend, especially Jessica, she’s a sweetheart.
Spencer B.
It’s a branch new branch in a convenient location. The staff is friendly and helpful. TEG offers competitive rates and a thorough selection of banking products. Both my wife and daughter have also recently become members. I’ve been a long-time customer of another credit union in the Hudson Valley, and I seem to be slowly moving all of my banking activity to TEG. Stop in and see them!
Richard E.
Danielle was AWESOME … fast and friendly
William M.
Caroline was extremely friendly with an inviting smile! Great service!!
Joseph D.
I talked to Jack on the phone and he was awesome. He answered all my questions and was positive; I appreciate that!
Lena A.
Sarah was great to work with. She made the loan process efficient and gave us good advice.
Jennifer W.
Very easy to get in contact with to change anything. I refinanced my car loan to get a better interest rate and lower payments. Sarah and TEG are worth every minute I spoke to them. They completed the process quickly and minimal work on my end. Highly recommend.
Brendan C.
Maria Villafuerte, Assistant Branch Manager, was incredibly knowledgeable, helpful and friendly. I appreciate her quick response to assist me with my finances.
Amy F.
The Whole Newburgh Crew Are Amazing. Very Helpful
Alex S.
The new Modena branch is Amazing! The team working there are all great! It is so convenient Finally having a TEG close to home!
Rob P.
Very efficient and professional.
Cornelia A.
I went into the Modena TEG this morning to visit my son on his first day of their grand opening. He introduced me to Danielle Gatto who is their account and loan representative. I was so impressed with her kindness, knowledge and professionalism, that I wound up being their first account and loan in that office! This is my new bank❣️
Carol S.
Jessica Tullo welcomed me and was so patient as she gathered info to help me solve a problem. She listened and approached the problem with intelligence and proactiveness. It was fixed within an hour! HOW WONDERFUL!! She was a real person helping another real person.
M & R
Aliesha was a huge help when I was charged for something I did not authorize. She worked very hard to make sure I got my money back. I love this credit union.
Peter C.
Jesse was so quick and helpful!!
Emm V.
Stefany Hernandez has great customer service, very helpful and resourceful. TEG needs to employ more people like her!
Keith W.
Caring people, especially Aliesha.
Lyida C.
Danielle has been a great help and makes me feel very welcomed. She has a great personality, customer service and is one of my go-to people when I need anything that’s within her remit! She has always been a great help to my family and I, we appreciate you Danielle! The others are also very helpful and kind, we love you all! You guys rock!
Kwame H.
Very friendly.
Crystal K.
Just like to leave a review regarding TEG Federal Credit Union on Route 376 in Wappingers Falls the manager Jessica is wonderful and helps you so much she makes you feel like you are part of the team. She has been there for me through thick and thin and I wanna thank her for everything.
Michele A.
Krissy provided me with exceptional service. She was very friendly and took care of all my banking needs.
Stephanie B.
I recently had the pleasure of working with Sarah Stropolim an account and loan representative at TEGFCU, for my auto financing. From the very beginning, Sarah demonstrated exceptional professionalism applying a proactive approach that made the entire process smooth and stress-free, despite dealing with the third party. Her responsiveness and attention to detail were truly impressive. Sarah was always available to answer my questions and provide guidance, ensuring I felt confident in my decisions. Sarah responded to every single email with the utmost urgency and at times would go out of her way to continue to provide a tier one level of commitment. Her dedication to customer satisfaction is evident, and I could not have asked for a better representative to assist me. I am extremely satisfied with my TEGFCU experience and wholeheartedly recommend Sarah to anyone seeking assistance with their financial needs. She deserves to be recognized for her outstanding service and commitment to her clients. Thank you, Sarah, for making my auto financing experience a positive one, you are truly an incredibly valuable asset to TEGFCU. From a grateful member/client, Corey.
Corey D.
Absolutely amazing. Answered all my questions making sure I understood what was being said. Very polite and respectful.
Alyssa K.
I recently opened a credit card with Ajee, she made my experience so smooth and easy. I was not anxious of the process since this was my first application ever. She answered my questions with no judgement and complete honesty. It took only a week for everything to go through and now I’m waiting for everything in the mail. Best experience. If you want a great worker, choose Ajee!!
Cydney A.
Great service. Professional staff; pleasure to deal with.
Barbara G.
Jessica in the Wappingers branch is so welcoming and helpful. It’s like you’re talking with a friend even when the situation isn’t the best. She makes you feel at ease.
Hannah D.
Stefany Hernandez, and Aliesha Johnson, are a great team. They explained all my options, which I was not aware of. This is a great bank, and the staff are so respectful and professional.
Autumn Cast
Lovely personality, very understanding and will work with what you got to offer. 10/10 from me thank you!
Maria was very helpful throughout my process in getting my loan, would recommend her for future assistance.
James C.
Ajee has gone above and beyond for me for about 3 years now! Everything I’ve needed to do, she’s helped me get it done in the same day. Highly recommend!
Jillian R.
Outstanding support for various issues! Ajee was professional, friendly, knowledgeable, and answered questions. Took care of all concerns over a period of weeks.
Charlotte G.
James was excellent and was knowledgeable, kind, and took time to take care of everything!
Megan B.
Very professional. Fixed my account issues and answered all of my questions.
Ashley J.
Today I had a wonderful experience at the TEGFCU branch at North Plank. Marie and Eric were a delight to work with and handling my issues flawlessly. Marie helped me resolve a loan issue and got me up and running with their mobile app. Eric was attentive and addressed the rush of customers that came into the branch so Marie could focus on my issue. Thank you guys so much.
Ulises M.
Aliesha is very welcoming and informative. It was a very pleasant experience opening my account with TEG. I was given all options and informed about opportunities I currently have and would gain over my time with TEG. Aliesha will also go over your credit report and how you could improve.
Zaire P.
I’ve been a member of TEG for many years, specifically at the Commerce St. branch, and I have to say that my interactions with the tellers are always quick, pleasant, and convenient. The branch manager and staff I’ve dealt with have always been extremely helpful. Recently, I’ve had the pleasure of working directly with Sarah Stropoli on a few occasions, and she consistently provides an excellent experience. Her communication is outstanding, always addressing any questions or issues I have promptly. Her responsiveness, whether by email or phone, couldn’t be better. Five stars all around!
Louie C.
I like coming here. I’m in and out quickly and everyone is so nice.
Mithun V.
My dealings with TEGFCU have been outstanding. My representative Heidi Stromberg always handles my needs quickly and efficiently. Heidi goes above and beyond to make my dealings as easy as possible.
Joe G.
Visited the COllege Center branch in Poughkeepsie on 10/5/24. My teller Garrett provided the utmost customer service. I couldn’t remember the exact name of a biller whom I needed a bank check for. He took the time to extend himself by sorting through my previous transactions and identified the biller. It was greatly appreciated as I was able to secure a bank check to handle a much needed payment right at that moment.
J Morris
I’ve been a member at TEG for years. Every time I go employees are so friendly and helpful. I never had a bad experience. Keep up the great job.
Marcus W.
Huge thank you to Ajee from Commerce! I was referred directly to her from a friend as I was in a time crunch to get into a vehicle. The process was not only fast but smooth. She assured everything was ready to go in no time!
Jonathan F.
I recently opened an account in Middletown with Aliesha and I was very impressed with the staff at the bank and how clean it is. Great customer service!
River Valley Home Inspection of Lower NY LLC
Very helpful and friendly thank you for great service.
Brian C.
Service was wonderful.
Sanita B.
Zach is the best
Michael R.
For approximately two years, I have been a customer of TEG Federal Credit Union. Initially, I was unfamiliar with this institution, unlike larger banks such as Chase or Bank of America. Meeting Danielle Gatto changed my perception of banks entirely. In the past, I have interacted with numerous financial institutions, but Danielle Gatto made the process efficient and simple. She made me feel valued and always addressed my financial inquiries promptly. Danielle was transparent about potential outcomes and provided strategies to improve my financial situation in the future. I have no plans to switch to another financial institution after meeting her. I will continue to work with Danielle Gatto, as she is exceptional. I highly recommend speaking to Danielle for current prospective clients of TEG due to her expertise and excellent customer service. This feedback on Danielle is intended for those seeking a reliable individual.
Alberto V.
Nykia was very welcoming, friendly and helpful on my visit. Thank you!!
Loraine M.
Great customer service, very patient and very kind. Big thanks to Sharon.
Yha-Yha
Thank you to Jamie and Ajee for having patience in helping me with my first car loan! Everything went smooth and I learned a lot along the way.
Michael
Very classy and mature individuals.
Willie C.
Very helpful, very patient, and sorted out my needs; Thank You Tamara!
Gerard F.
Ajee was very helpful as usual, great service, always a pleasure to work with.
Tazjaa L.
Ajee Anderson is great! Everytime I need help she always takes care of me and my family! I LOVE TEG
Shamecca A.
Deo was able to help with a situation that involved an alternate financial institution. Deo was patient and understanding and went above and beyond to help me with my TEG account and the alternate account. I couldn’t have done it without him!! Thank you TEG and Deo and all staff at the Beekman Branch!
James D.
I have just had the most pleasant experience dealing with TEG Tyreik Brown went to bat for me. He got me my loan he worked with me and never gave up to het this loan for me professional, top quality, and fantastic to deal with I highly recommend using TEG federal credit union.
Micci D.
I love this branch! The staff is always the nicest, I trust them with all my questions. Thank you Ajee for always being available for my questions.
Leary W.
Always pleasant when dealing with the employees. I would highly recommend TEG for your banking needs.
Chris C.
My experience here at this location is always professional. Thanks to TEG letting me bank here Krissy, Garrett, Nykia, Sharon & Mike .. thanks to you guys always..
Damian T.
Very nice people!
Paul M.
Krissy is always super nice and friendly. So helpful all the time.
Petrena S.
Jamie helped me with a Venmo transaction that was debited twice instead of once from my account. She helped me rescind one of the debits. Then she called Venmo with me so that we could get the situation resolved. She went above and beyond and was kind and supportive. Thank you Jamie.
Deidre S.
My experience today was AWESOME. Nykia was patient, experienced, very informative and vivacious.
Veronica F.
This branch has never disappointed me or my wife. This time I was writing Tyreik Brown about a loan I was approved for. Tyreik went above and beyond because originally I was approved for a loan and wanted 48 months but they gave me 36 months. I told Tyreik I woukd’ve jumped at the 48 but instead of him just being like take it or leave it he calls me back shortly and tells me he got me 42 months which I was fine with. After seeing how much work he put in for me and my wife we decided to go with it this morning all through email which every reply back was very fast. They had me and my wife docusign online while we both were at our jobs and then I had to send all my statements that I got online. He already wrote back to me that all checks are already in the mail! This branch definitely is A+++ for customer service. I also want to say how great his coworker Maria was while he was out one day as well, and the tellers are always friendly as well! Great job TEG!!!
Rich J.
Jessica Tullo, the branch manager at Route 376, was very professional, knowledgeable, courteous. She took her time to help me with my issue. Thank you, Jessica.
John B.
Tyreik made opening an account smooth and easy and it was done within minutes.
Karl M.
Tyreik B was great. Very easy experience getting a loan. No issues at all.
CJ A.
Fantastic financial institution. I’ve been a member for 8+ years and everytime I need something they are there to help with a smile.
Lenore B.
Everyone at the Newburgh TEG branch was exceptionally friendly and helpful! James was particularly patient with all of my questions and transaction!! TEG has been my Choice of Banks since 1988 and will continue to be!! Thanks for all you do!!
Melanie T.
Ajee was wonderful. She was so patient and kind.
Marsha E.
James Robbins provided excellent service. He was professional, personal, informative, knowledgeable, and efficient.
Heather B.
I had an amazing experience with Christopher ! He went above and beyond considering my auto loan, and did it with much patience. He explained the process thoroughly & made it easy! (Not to mention the back and fourth with the insurance & the car dealership to get everything correct <3)
Zoe P.
Chris was awesome. He was friendly, very helpful and informative and went beyond to help me with what I needed. He’s a special man and is a true asset to your establishment. It was a pleasure to come to your bank.
Gina O.
I had an excellent experience. I had the pleasure to have worked with Stefany H in the Middletown office. I was very nervous and explained to her my situation. Stefany was an excellent listener, with her responses I knew she understood and had extreme empathy. When she said I’m going to help you, I believed her and she fulfilled her word. You have an excellent employee. I am so greatful to her. She made a difference in my current and future situation.
Nelly B.
Excellent customer service. The new TEG banking app is awesome. Convenient, easy to use and a great way to manage and move our money.
Rich G.
Chris is an amazing guy. He really made my loan process seamless and without stress. He truly cares about his customers. He listens to their needs and goes the extra mile to accommodate such. I couldn’t be happier with my loan process. Thank you so much Chris, I appreciate all you did for me!
Scott D.
Being new to the country, I had countless questions, and Maria V exemplified exceptional patience and customer service. She made me feel like family and not just another TEG customer. Every concern I had was addressed with clarity and precision, leaving me confident in my next steps. Keep up the good work Maria and thanks for making my first TEG encounter such a memorable and pleasant experience.
Francois B.
I have been with TEGFCU for over thirty years, they have always been friendly, helpful and professional!
Sam B.
My fiance and I found ourselves in a time sensitive situation. We contacted TEG and Maria V. was our loan representative. She was so understanding of our issue and went above and beyond to make sure everything went smoothly … even stayed after work hours when we were running late! Great customer service, very knowledgeable and thorough … overall awesome person will be looking forward to doing business with her in future.
Angela
Commerce branch is the best branch. Always the most helpful. Looking to see TEG out in the community more at events! Love to bank here and have been a member for years!
Natalie C.
Very friendly, and informative was helpful!
Agustin R.
The nicest people I ever dealt with..Marissa I hope I spelled it correctly. She is fantastic I wish there were more people like her in this world…
John
I am old school and the girls helped me to get the app and installed it for me. They are pleasantand polite. Any questions or problems they are there to fix my mess. LOL. THX
Francine Z.
I have been with TEGFCU for over thirty years, they have always been friendly, helpful and professional!
Sam B.
Awesome customer service! Very accommodating and friendly…Love this bank. Would highly recommend their services.
Ida, TEG FCU Member
[I] have been with TEG for over 30 years now. Just as happy with them now as when I first opened my account with them.
Clinton, TEG FCU Member
TEG has been great [through] it all! My interest rate is lower on this car than any other place! Thanks TEG!
Jeffrey, TEG FCU Member
Real life; Real People; Real Situations; Real Solutions!
Chris M.
Great staff and very helpful and understanding! Highly recommend!!
Jaime H.

Become a Member
Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.
We’re your local, not-for-profit credit union that’s on your side.
You are more than your credit score; TEG is more than a bank.
We are member-focused and member-driven. At TEG, we believe in building long-term relationships and are committed to helping you get to a better financial place. We realize your credit score should not be the only factor when making lending decisions and extending credit. We know each financial situation is unique, so when it comes to lending, we’ll work with you to help find more reasons to say “yes!”
So, make the most of your credit union membership. Our loan officers are local, friendly experts ready to help grow your financial strength. Enriching lives. It’s what we do. Together, everyone grows.






