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  • Scott McNally

    Mortgage Officer

    NMLS #: 1841508

    TEGFCU Mortgages icon
    New homeowners with keys

    I’m Here To Help You

    Financing a home doesn’t need to be stressful. I’m here to help you find the right home loan to fit your needs. Whether it’s a purchase, investment property, or a refinance, I strive to ensure the loan process runs efficiently and smoothly. My concentration on client comfort without the hassle and anxiety sets me apart. Ultimately, my focus on member service leads to satisfied clients with closed loans in the short term and promotes long-term financial success. I always have my borrower’s best interests at heart and make the efforts necessary to build a lasting relationship with every member.

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    Contact Scott

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    Why Choose TEGFCU for Your Mortgage?

    There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that everyone’s needs are different when it comes to home financing. So, whether you are looking to purchase a primary residence, second home, or investment property or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.

    Great Competitive Rates

    Low Closing Costs

    Local, In-House Processing & Underwriting

    FREE Pre-Approvals

    We’re proud to be local, member-owned, and not-for-profit. When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs.

    Discover the TEG Difference – our friendly, knowledgeable people. Our Mortgage Officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.

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    Working with Scott at TEGFCU was honestly one of the best parts of our home buying experience. From start to finish, the was incredibly responsive, thorough, and genuinely knowledgeable about every step of the process. No matter how many questions we had, he always took the time to explain things clearly and made sure we felt comfortable moving forward. What really stood out was how proactive he was, staying ahead of things, keeping us informed, and making what could have been a stressful process feel smooth and manageable. I would highly recommend Scott to anyone in the Hudson Valley looking for a mortgage. He truly cares about his clients and it shows. I’ll absolutely be going back to him for any future purchases or refinancing.

    J Boy

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    As a realtor, it’s invaluable to work with a lender who communicates clearly, explains the process thoroughly so buyers feel informed and confident, and collaborates seamlessly with everyone involved in the transaction. Scott checks all of those boxes. He is always a pleasure to work with, and whenever he’s on a deal with me, I have complete confidence that my buyers are in excellent hands. My clients consistently share positive feedback about their experience with him. His teamwork, professionalism, and commitment to keeping the process smooth and stress-free truly make him a standout lender.

    Sole S.

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    Scott was extremely knowledgeable, kind hearted, helpful, professional and attentive to all of my needs. He made me feel welcome as if we were family.

    Regina O.

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    Scott was great and very knowledgeable! He helped explain everything to make sure I understood it all. Highly recommend.

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    I worked directly with Scott to secure my first mortgage. He was incredibly helpful and responsive, and was a great resource to me as I learned about the entire home buying process. I would recommend Scott to anyone looking to secure a mortgage for their home!

    Doug G.

    First Wednesday of every month at 6:30 PM. Attend virtually and receive $500 OFF closing costs!

    Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100.

    Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford.

    Have questions? We have answers.

    Apply for a TEGFCU Mortgage

    To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

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    Apply for a TEGFCU Mortgage

    To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

    We Do Business in Accordance with Federal Fair Lending Laws – Fair Housing Poster.

    Home Mortgage Disclosure Act Notice – The HMDA data about our residential mortgage lending are available for review. The data show: Geographic distribution of loans and applications Ethnicity, race, sex, and income of applicants and borrowers Information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.

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