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  • Scott McNally

    Mortgage Officer

    NMLS #: 1841508

    TEGFCU Mortgages icon
    New homeowners with keys

    I’m Here To Help You

    Financing a home doesn’t need to be stressful. I’m here to help you find the right home loan to fit your needs. Whether it’s a purchase, investment property, or a refinance, I strive to ensure the loan process runs efficiently and smoothly. My concentration on client comfort without the hassle and anxiety sets me apart. Ultimately, my focus on member service leads to satisfied clients with closed loans in the short term and promotes long-term financial success. I always have my borrower’s best interests at heart and make the efforts necessary to build a lasting relationship with every member.

    Career Highlights

    Contact Scott

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    Why Choose TEGFCU for Your Mortgage?

    There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that everyone’s needs are different when it comes to home financing. So, whether you are looking to purchase a primary residence, second home, or investment property or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.

    Great Competitive Rates

    Low Closing Costs

    Local, In-House Processing & Underwriting

    FREE Pre-Approvals

    We’re proud to be local, member-owned, and not-for-profit. When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs.

    Discover the TEG Difference – our friendly, knowledgeable people. Our Mortgage Officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.

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    Working with Scott at TEGFCU was honestly one of the best parts of our home buying experience. From start to finish, the was incredibly responsive, thorough, and genuinely knowledgeable about every step of the process. No matter how many questions we had, he always took the time to explain things clearly and made sure we felt comfortable moving forward. What really stood out was how proactive he was, staying ahead of things, keeping us informed, and making what could have been a stressful process feel smooth and manageable. I would highly recommend Scott to anyone in the Hudson Valley looking for a mortgage. He truly cares about his clients and it shows. I’ll absolutely be going back to him for any future purchases or refinancing.

    J Boy

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    As a realtor, it’s invaluable to work with a lender who communicates clearly, explains the process thoroughly so buyers feel informed and confident, and collaborates seamlessly with everyone involved in the transaction. Scott checks all of those boxes. He is always a pleasure to work with, and whenever he’s on a deal with me, I have complete confidence that my buyers are in excellent hands. My clients consistently share positive feedback about their experience with him. His teamwork, professionalism, and commitment to keeping the process smooth and stress-free truly make him a standout lender.

    Sole S.

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    Scott was extremely knowledgeable, kind hearted, helpful, professional and attentive to all of my needs. He made me feel welcome as if we were family.

    Regina O.

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    Scott was great and very knowledgeable! He helped explain everything to make sure I understood it all. Highly recommend.

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    I worked directly with Scott to secure my first mortgage. He was incredibly helpful and responsive, and was a great resource to me as I learned about the entire home buying process. I would recommend Scott to anyone looking to secure a mortgage for their home!

    Doug G.

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    Scott was so helpful, he worked with us to make sure that we were able to accomplish our request. Highly recommended. Scott was great! Also his team was great keeping our refi moving forward. Thank you!

    Brenda S.

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    Scott was a superstar during the home buying process! He was easy to reach and patient to ask my many, many questions. He truly had our best interest in mind. Would highly recommend him to anyone looking to secure a new loan!

    Molly L.

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    Scott was a pleasure to work with. He was very responsive, always got back to us in a timely manner, educated us and gave us advice. I would, and do, recommend Scott to anyone I know applying for a mortgage.

    Ashley S.

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    Smooth, professional, stress-free experience. Closing took place in less than 90 days and our every need was promptly met. Scott and Ellen were wonderful. I highly recommend TEGFCU.

    Paula M.

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    I would like to commend everyone at TEG federal credit Union for giving me the perfect financial product for my needs The team of professionals at TEG are simply the best in the business. From beginning to end and placement of my loan I could not have been more pleased If you’re looking for a loan of any type do yourself a favor and give them a call. You will Be extrememly pleased you did Thanks to everyone at TEG

    James P.

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    Excellent experience from beginning to end, it was a pleasure working with Scott and the team! Thank you all.

    John M.

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    I had a wonderful experience with Scott. He was very knowledgeable, pleasant, and helpful during the process. I have no complaints and am happy to have worked with Scott. I would highly recommend Scott and look forward to working with him on future real estate transactions.

    MJ R.

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    Easy to deal with. Scott and the team at TEG were a pleasure to work with. They made my re-fi experience so easy and were extremely accommodating to our needs to especially when it came to the closing. I would highly recommend Scott and TEG for anyone needing a mortgage or looking to re-fi as I did.

    Bill B.

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    Scott helped explain all the different mortgage options available to us and made recommendations based on our specific needs. He was able to streamline the process, making it easy for us with our busy schedules. Scott was professional and extremely knowledgeable. I would recommend using Scott if you want someone who has experience, is detail-oriented and works hard to hit deadlines. We were very happy with Scott and his team at TEGFCU, and you will be too!

    Anon. Zillow User, Poughkeepsie, NY.

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    Scott McNally was there every step of our long home-buying journey. As first-time home buyers, we had a lot of questions. He was very responsive, knowledgeable, and informative. He always steered us in the right direction.

    Janine S.

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    Not only did Scott and his team at TEG Federal Credit Union secure us an OUTSTANDING rate, but the experience was GREAT! I was treated like a person, not a number. Persistent, personable, and patient.  He answered all of our questions in a professional and friendly manner. I would absolutely recommend him to anyone looking to secure a mortgage at a great rate!

    Sean R.

    First Wednesday of every month at 6:30 PM. Attend virtually and receive $500 OFF closing costs!

    Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100.

    Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford.

    Have questions? We have answers.

    Apply for a TEGFCU Mortgage

    To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

    TEG Map

    Apply for a TEGFCU Mortgage

    To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

    We Do Business in Accordance with Federal Fair Lending Laws – Fair Housing Poster.

    Home Mortgage Disclosure Act Notice – The HMDA data about our residential mortgage lending are available for review. The data show: Geographic distribution of loans and applications Ethnicity, race, sex, and income of applicants and borrowers Information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.

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