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Personal Lines of Credit

Access Funds on Demand with a TEGFCU
Personal Line of Credit

Consider a Personal Line of Credit for:

  • Home improvements and repairs
  • Weddings
  • Medical expenses
  • Unanticipated short-term cash flow gaps

Personal Line of Credit Features:

  • Pre-approved revolving credit limit up to $20,000.
  • Variable interest rate based on the prime rate plus a margin.
  • Payments are based only on the amount you use.
  • Replenished once you pay back borrowed funds.
  • No fee

Cashline Line of Credit/Wedding Loans

Variable APR as low as
12.75%

Rates effective as of 9/19/2024. APR = Annual Percentage Rate. Maximum APR is 18%. All rates shown are lowest offered. The cashline line of credit is calculated by the Prime Rate plus a margin based on the applicant’s credit history. Your rate may vary. Current prime = 8.00%.

Quick, Convenient, and Secure Application

Stop by a local branch, give us a call at 845.452.7323, or fill out our easy online application.

We’ll talk to you and review your specific financial situation and credit history to determine eligibility.

Once your credit limit and interest rate are set, you can start putting your personal line of credit to work for you!

Couple examines paperwork

Our Other Offerings

See how our Auto Loan rates can put you in the driver’s seat.

A $5 initial deposit opens all the benefits of TEGFCU membership.

With our Platinum Credit Cards, you’ll enjoy low rates and great benefits.

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