Business Membership

Every business owner needs a strong partner with a foundation in the local business community who can provide the products and services you count on to help your business grow.

Eligible Business Types

  • Sole Proprietorship/DBA (Doing Business As)
  • Partnership
  • Subchapter “S” Corporation
  • Corporation
  • Organization
  • Limited Liability Corporation (LLC)
  • Limited Liabaility Partnership (LLP)


  • Business accounts are available to eligible businesses located in or do business in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester or Rockland County, and registered to do business in the State of New York.
  • The business must maintain one share ($5.00) in a primary savings as a condition for membership.
  • All Officers & Authorized Signers must be present at account opening. If not available, special arrangements must be made to have all documents required to open the account notarized.

Required Documents by Business Type

We do not offer business membership to the following business types: companion, escort and dating services; massage parlors; sexual encounter clubs and organizations; drug paraphernalia sales; cannabis-related businesses; lotteries or raffles; businesses dealing with the occult (e.g., psychics); pornographic material; pyramid schemes, multi-level sales, etc.; check cashing stores; issuer, seller or redeemer of money orders and traveler’s checks; currency exchange business; currency dealers; convenience store, gas station or private postal service that provides wire services through Western Union or provides check cashing services; funds transfer services (e.g., wire services); casinos and card clubs; offshore corporations and banks located in tax and/or secrecy havens; and any business engaged in illegal practices.

Looking for a loan for your business? We can help with that too!