TEGFCU Mortgage Rates

TEGFCU Mortgage Rates

Today's Featured Conventional Mortgage & Refinance Rates*

Mortgage TypeRateAPRPoints
30 Year Fixed6.875%7.006%0.750%
20 Year Fixed6.750%6.904%0.625%
15 Year Fixed6.500%6.730%0.875%
*These rate charts are as of 4/12/2024 based on a $300,000, This is based on 75 LTV, 760 FICO, $300,000 loan amount with escrows, 30 day lock. Your individual rate may vary based on loan amount, purpose, credit, LTV, lock period and other credit characteristics. Please note that mortgage interest rates may change several times a day in reaction to market movement.

 

Today's Featured Adjustable-Rate Mortgage (ARM) Rates*

Mortgage TypeRate as low asAPR as low asPointsFirst CapSubsequent CapLifetime Cap
5/6 ARM6.125%7.144%0.75%+/- 2.00%+/- 1.00%+/- 5.00%
10/6 ARM6.375%6.917%0.75%+/- 5.00%+/- 1.00%+/- 5.00%
*Effective date 4/12/2024. APR=Annual Percentage Rate. Advertised Rates are as low as and are based on an evaluation of credit history and down payment, so your rate may differ. All loans are subject to credit approval. All rates and terms are subject to change without notice. Contact a credit union employee for further details. Other terms and conditions may apply. Rates on 5/6 ARMs are fixed for the first five years and subsequently subject to change bi-annually. Rates on 10/6 ARMS are fixed for the first ten years and subsequently subject to change bi-annually.