Simplify your debt and
make the new year easier

Personal Loans

as low as 9.99% APR

Consolidate your high-interest credit card bills into one lower, fixed-rate payment.

Apply now and lock in your rate and start saving today!

Your security is important to us.

Please be aware that credit unions are reporting an uptick in phishing scams. We want to remind you to be vigilant against fraudulent phone calls, emails, and text messages. TEG will NEVER contact you directly to request any of your account information, such as your account number, social security number or password.  Learn More.

Together Everyone Grows

Throughout life, you’ll be making important financial decisions. TEG wants to help you reach your goals.
Enriching lives by working with people to get to a better place financially – It’s what we do.
Save, invest, and borrow easily with a full selection of affordable solutions and a smile.
Discover the TEG Difference where Together Everyone Grows.

Today's Interest Rates

Personal Loans as low as 9.99% APR

Credit Cards rewards intro rate 2.99% APR

Car Loans as low as 6.99% APR

Mortgages (30 year fixed) 6.905% APR

HELOC as low as 8.25% APR

Personal Loans as low as 9.99% APR

Car Loans as low as 6.99% APR

Mortgages (30 year fixed) 6.905% APR

*APR = Annual Percentage Rate.  Advertised rates (subject to change) are based on credit history, so your rate may differ.

We just made it a lot easier to work with a CFP® professional.

Announcing our new partnership with Vision Retirement.

TEG has partnered with Vision Retirement

Why Just Bank When You Can Belong?

Become a Member Today!

You are the reason we’re driven to provide affordable financial solutions to help our members reach their financial goals. As a not-for-profit credit union, our focus is to be your financial partner, helping you to save money and guiding you to financial success. Come talk to us and discover the TEG Difference.  Get better rates…better service…better banking.

Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.


Stay up-to-date with important events from TEGFCU

Personal Loan FAQs

A smiling couple discusses personal loan FAQs with a credit union representative.

Personal loans are among the most common financing options for borrowers. They are highly flexible, relatively easy to...

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2024 TEG Annual Meeting

2024 TEGFCU Annual Meeting

YOU are the reason we love what we do—improving lives. Helping people get to a better place financially....

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Why it’s a good time earn more with a 6-Month Certificate

Trying to maximize your savings? That's smart! But let's face it, finding the right place to invest that...

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TEG gives back fundraising hands waving with hearts on their palms

This month’s Candy-for-a-Cause campaign benefits: Subzero Heroes – Hudson Valley

Alzheimer’s Association Subzero Heroes