Skip to content
Home / Vehicle Loans

Vehicle Loans

Ready for your next vehicle? Invite TEGFCU along for the ride.

At TEG Federal Credit Union, we offer low-rate financing for a variety of new and used vehicles. Whether you’re after a new or used car or truck or a grown-up toy for your adventures, our competitive rates and flexible terms make financing a breeze.

As a trusted, local credit union, we’re all about putting our members first, so expect top-notch service and favorable terms to make your vehicle loan experience exceptional. Our fast approval process can get you on the road (or off-road) in no time.

TEGFCU Vehicle Loan Features & Benefits:

  • Low vehicle loan interest rates
  • Top-notch personalized service
  • Flexible terms

Shift into drive and lock in your rate today!

Getting pre-approved lets you know how much you can afford and helps you stick to a budget. It gives you a bargaining chip to negotiate the best deal to save time and money and get the right vehicle for you.

Stock photo

It only takes a few minutes to complete our online application.

We’ll review your information to determine your eligibility and loan terms.

Receive your money quickly as a bank-issued check or ACH deposit.


Calculator icon

Estimate your monthly car payments with financing from TEGFCU.


quote mark

I had an amazing experience with Christopher ! He went above and beyond considering my auto loan, and did it with much patience. He explained the process thoroughly & made it easy! (Not to mention the back and fourth with the insurance & the car dealership to get everything correct <3)

Zoe P.

.25% Rate Discount

Explore Resources

An individual signing an auto loan application.
If you’re in the market for a new set of wheels, you’ll likely need to get an auto loan. This loan will significantly impact your monthly budget for at least…
A credit union representative discusses debt-to-income ratio with a happy couple.
If you are thinking about applying for a loan, you may have encountered the term debt-to-income (DTI) ratio while researching your options. When considering applicants for a loan, lenders evaluate…
A couple consulting with woman about an auto refinance
Your credit score can impact many factors of your life. Everything from insurance and interest rates to how much you can borrow for a mortgage relies in some respect on…

Join TEGFCU

At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.

Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.

Rates effective as of 4/1/24. Advertised rate is “as low as” and includes a .25% rate discount for automatic payments. Rate is based on credit rating, term, vehicle model year, and mileage. Your rate may vary. Other rates and terms available. Rates are subject to change. All loans are subject to approval. Internal refinancnes and auto equity loan rates are different and are not eligible for promotional rates. For example, 48 monthly paymetns of $23.95 per $1,000 borrowed at 6.99% APR.

Live Chat
You are now leaving TEG Federal Credit Union

Modal called incorrectly.