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Vehicle Loans

Ready for your next vehicle? Invite TEGFCU along for the ride.

At TEG Federal Credit Union, we offer low-rate financing for a variety of new and used vehicles. Whether you’re after a new or used car or truck or a grown-up toy for your adventures, our competitive rates and flexible terms make financing a breeze.

As a trusted, local credit union, we’re all about putting our members first, so expect top-notch service and favorable terms to make your vehicle loan experience exceptional. Our fast approval process can get you on the road (or off-road) in no time.

TEGFCU Vehicle Loan Features & Benefits:

  • Low vehicle loan interest rates
  • Top-notch personalized service
  • Flexible terms

Shift into drive and lock in your rate today!

Getting pre-approved lets you know how much you can afford and helps you stick to a budget. It gives you a bargaining chip to negotiate the best deal to save time and money and get the right vehicle for you.


It only takes a few minutes to complete our online application.

We’ll review your information to determine your eligibility and loan terms.

Receive your money quickly as a bank-issued check or ACH deposit.


Estimate your monthly car payments with financing from TEGFCU.


quote mark

Easy to deal with. Scott and the team at TEG were a pleasure to work with. They made my re-fi experience so easy and were extremely accommodating to our needs to especially when it came to the closing. I would highly recommend Scott and TEG for anyone needing a mortgage or looking to re-fi as I did.

Bill B.

Explore Resources

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Join TEGFCU

At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.

Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.

Rates effective as of 11/1/23. Advertised rate is “as low as” and includes a .25% rate discount for automatic payments. Rate is based on credit rating, term, vehicle model year, and mileage. Other rates and terms available. For example, 48 monthly payments of $23.95 per $1,000 borrowed at 6.99%. The calculators on the TEGFCU website are provided for educational purposes only and product-specific terms and conditions may differ and affect the results obtained.

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