Get a Low APR Credit Card
with a Great Rewards Program
Experience the best of both worlds with a TEG Rewards Credit Card. You get the friendly, personal service of your local credit union. You also get the global acceptance and security of Visa. Our TEG Rewards program lets you earn points on every purchase and enjoy exclusive benefits. It’s the rewarding choice for your wallet.
Features
We designed our credit card with you in mind. Enjoy features that make managing your money simple and rewarding.
- Competitive Low Rates: Benefit from a low APR that never goes above 18%.
- No Hidden Fees: We charge no annual fee and no balance transfer fee.
- Easy Account Management: Freeze your card, set travel alerts, and more right from our digital banking or the TEG mobile app.
- TEG Rewards Program: Earn 1 point for every $1 you spend. Combine points from your TEG credit and debit cards to get rewards faster. Redeem or check your rewards account points balance at DreamPoints.
- TEGFCU Payment Assurance: Add optional protection for your loan payments for extra peace of mind.
APR
Consumer Credit Card Agreement & Disclosure
Consumer Credit Card Application & Solicitation Disclosure
Choose the Right Credit Card for You
Whether you want to earn rewards or build your credit, we have an option that fits your needs.
TEG Rewards Credit Card
This card is best for earning rewards on everyday purchases and paying your balance monthly.
- Annual Fee: $0 | Balance Transfer Fee: $0
- Enjoy a 3.99% APR* Introductory Rates on purchases and balance transfers for 6 months + 5000 bonus points when you open a new card!
- Free Bi-annual Skip-a-Pay – Your June and December statements automatically give you the option to skip your credit card payments due in July and January. (Finance charges will continue to accrue)
TEG Rewards Secured Credit Card
This card is perfect for those who want to build credit with a secured card. It’s a great way to establish or rebuild your credit history.
- Annual Fee: $0
- This card works like a traditional credit card, but you’ll make a refundable deposit of your own money to “secure” a credit line.
Great rewards card. Better intro rate!
Your wallet wants a great low-rate credit card that rewards you every time you use it. We get that.
Enjoy a 3.99% APR* Introductory Rate on purchases and balance transfers for 6 months!
5000 bonus points when you open a new card!
Dump your high-interest rate cards, get more with our TEG Rewards Credit Card!
TEG Rewards Credit Card
Get Started With Our Low
3.99% APR Intro Rate
for 6 months!
5000 BONUS POINTS when you open a new card
* The TEG Rewards Credit Card introductory fixed rate will be in effect for the first six billing cycles after opening your account. Thereafter, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate determined by the applicant’s creditworthiness. Skip-a-Pay is available to accounts in good standing only. TEG Payment Assurance is available for a fee. Visit dreampoints.com/tegrewards for Reward details. Download our Consumer Credit Card Agreement & Disclosure. Download our Application and Solicitation Disclosure.
Exclusive Credit Card Benefits
Your TEG Rewards card comes with all the power and protection of Visa. Shop with confidence and enjoy valuable perks.
- Worldwide Acceptance: Use your card at millions of places in over 200 countries.
- Tap & Pay: Make fast and secure contactless payments. Easily add your card to your Digital Wallet.
- Visa Protection: Get access to valuable services like Dolvy Uplift™, ID Navigator powered by LifeLock, Roadside Dispatch®.
- 24/7 Fraud Monitoring: Your account is watched around the clock for any suspicious activity.
- 24/7 Cardholder Service: Get help whenever you need it, in major languages.
Credit Card FAQs
Join TEGFCU
At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.
Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.
When we come together, everyone grows.
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