
The annual percentage rate (APR) is a term you’re likely to encounter while reviewing your mortgage options. Thankfully, it’s not…

If you are thinking about applying for a loan, you may have encountered the term debt-to-income (DTI) ratio while researching…
Although interest rates have been very low for a while, they are now rising. To cool the high level of…

Many people use their home’s equity via a home equity loan or HELOC. They may use the money they borrow…

A common way that many homeowners borrow money is with a home equity loan. The money you borrow can be…

Closing costs are important fees that you should know about if you are considering applying for a mortgage. These fees…

If you’ve built up some equity in your home, you might be thinking about tapping into the cash to fund…

Visiting the Hudson Valley should come with a warning – once you’ve experienced it, you will probably fall in love…

It’s not hard to understand why so many want to move to Hudson Valley, NY. The area is blessed with…