Balance Transfer Special Offer

Transfer your balances to our TEG Rewards Card

Credit card debt can weigh you down. Balance transfers can be a powerful tool to escape high-interest debt and help you save money.

If credit card debt and high interest rates feel overwhelming, TEG Federal Credit Union can help you move debt from a high-interest account to a new account with a much lower interest rate. Think of it as hitting the “pause” button on interest buildup. When you pay high interest, a large part of your monthly payment seems to disappear. Moving your balance to a card with a lower rate can really help prevent it from growing. Now, your payment goes directly toward reducing your debt, bringing you closer to being debt-free faster.

* *APR = Annual Percentage Rate. Rates effective as of 1/1/2026. New cardholders will receive an introductory fixed rate of 3.99% APR on purchases, which will be in effect for the first 6 billing cycles after opening your account. After that, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate for purchases, balance transfers, and cash advances as determined by the applicant’s creditworthiness and card type. TEG Payment Assurance is available for a fee. Visit DreamPoints for Reward details. Download our Consumer Credit Card Agreement & Disclosure. Download our Application and Solicitation Disclosure.

** Balance Transfer Offer is only available to members without an existing TEG credit card account. New cardholders will receive a 1.99% fixed APR on their balance transfers, which will apply for the first 12 billing cycles after opening their account. Balance transfers may not be used to pay off or pay down amounts you owe on other TEGFCU credit cards or loan accounts. You may only transfer balances up to your available credit limit. See the credit union for more details about your balance transfers.

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Take control of your high-interest debt with our
Balance Transfer Offer

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How it Works

Why Hudson Valley Chooses TEG for Balance Transfers

TEG Federal Credit Union is a great place to bank. We support families and individuals in the Hudson Valley by helping them find smarter, local solutions that save money and give more control. Make managing your finances easier with a credit union trusted by neighbors in Hudson Valley for decades. We’re your financial partner, proudly serving the greater Hudson Valley area with branches in Poughkeepsie, Beekman, Hyde Park, Fishkill, Middletown, Modena, Newburgh, and Wappingers Falls. With 50 years of roots in the region, TEG offers personal service you can rely on. We support our local community through excellent service, convenient solutions, and honest advice—so you can reach your goals faster.

Big banks maximize profits. Credit unions maximize member value. Credit unions cap credit card rates at 18%, while banks and other lenders often charge much more. Our balance transfer special offer right now is designed to help you win. With our low rate and no fee, you start saving from day one.

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