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Apply for a Mortgage

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We have 5 expert home loan mortgage professionals ready to help you.

It’s easy to get started. Just click on the apply now button for your selected mortgage officer.

Know how much you can afford before you go shopping for your dream house.

Darren Dibenedetto

Darren DiBenedetto

Senior Mortgage Officer

NMLS# 404038

Matthew Bannan

SENIOR MORTGAGE OFFICER

NMLS# 404022

Scott McNally

Mortgage Officer

NMLS# 1841508

Jeffrey Shields

Mortgage Officer

NMLS# 1466211

Jessica Schoen

Senior Mortgage Officer

NMLS# 22486

Home Sweet Loan

There’s no place like home. And there’s no place like TEG Federal Credit Union when you are looking for a mortgage. At TEGFCU, it’s all about helping you achieve your most important financial goals, such as buying a house and seeing your family grow.

Great Rates

Low Closing Costs

Excellent Service

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I got a car loan from TEGFCU and went back when it was time to buy a house. Jeff Shields was an unbelievable resource and advocate throughout the process. He went above and beyond, even recommending a homebuyer grant program I didn’t know about, even though it meant more work for him. I feel really lucky that he was on my team.

Tracy O.

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Darren, thank you for helping us secure our mortgage with TEG Federal Credit Union. It was great to work with you again! You were wonderful throughout the entire process and consistently made us feel valued, supported, and confident in our journey. We truly appreciate your guidance and dedication.

Marlina R.

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I got a mortgage through TEGFCU to buy a house with my dad, both of us first time homeowners. WE were totally new to the dizzying bureaucracy of home loans and purchases. The TEG team (Jeffrey Shields, Ellen Gerstner, and Laura Scampoli) walked us through everything with respect and patience. They helped us with the paperwork we were totally unprepared for, explained what to expect for closing costs and recommended lawyers and agents for every stage of the complicated process. Jeffrey even spent time on the phone explaining loan options for a house we didn’t end up buying. It really felt that they were there to help us and not to make money off of us.

Serene G.

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I cannot recommend this loan officer highly enough! From start to finish, Jeff was absolutely incredible to work with. His professionalism was outstanding, and he went above and beyond to help me through every step of the process. What really impressed me was his dedication and availability. He even responded to my questions via text on Sundays! That level of commitment and responsiveness made such a differenc

Carlos C.

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I had the pleasure of meeting Jeffrey Shields with TEG to apply for a mortgage for my home. Right out of the gate, he was dedicated and committed to what I was looking for and couldn’t have made the process any smoother. Not like he knew me, but he treated my like he did and was there for every question I had! He’s very passionate about his profession and always detailed right down to every little fact or dollar amount or input I seeked. I’d recommend Jeffrey Shields if you’re applying for a mortgage specifically a first time homeowner like myself. He really made the process flow with so much ease so little stress and very happy I chose Jeff with TEG to purchase my lake house.

Christopher W.

Find helpful articles, tools, and other great resources to help you with your homebuying journey.

New homeowners

Apply for a TEGFCU Mortgage

To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA which is headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

TEG Map

Apply for a TEGFCU Mortgage

To apply for a mortgage, you must either be a current member or become a member before closing. Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA is headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.

We Do Business in Accordance with Federal Fair Lending Laws – Fair Housing Poster.

Home Mortgage Disclosure Act Notice – The HMDA data about our residential mortgage lending are available for review. The data show: Geographic distribution of loans and applications Ethnicity, race, sex, and income of applicants and borrowers Information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.

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