If your federal student loans and financial aid don’t cover all of your education-related expenses, TEG can help you bridge the funding gap.

We’ve partnered with CU Student Choice (CUSC) and Elements Financial to be able to offer a private student loan option to our members through a referral program. This loan offers lower rates than many other lenders. You’ll have the flexibility to defer payments while in school and to take advantage of lower initial payments upon graduation.

These Student Loans are structured as a Line of Credit, which means you can use the amount you need (up to your approved limit) over multiple years without having to complete a new application each time.

  • Line of credit up to $75,000
  • No origination fees
  • Low rates
  • Fully deferred payment option
  • Flexible repayment plans
  • Rate reduction of 0.25% during full repayment when enrolled in automatic electronic payments.

Learn more, apply for a loan, or manage your current student loan

See our list of Frequently Asked Questions.

For assistance or for more information, give us a call at (845) 452-7323 or visit any of our branch locations. We’ll be happy to help you!


Approval subject to qualification and annual credit review. This is a referral program and all of the loan decisioning, underwriting, and processing will be done by CU Student Choice and Elements Financial. TEG has simply created a partnership with these student loan providers to be able to offer our members an option for student loans, but has no direct involvement in the process. You will be required to establish membership with Elements Financial.