Five Things to Do Before Meeting With an Advisor

Americans' financial lives are increasingly complex. It's not unusual to have checking and savings accounts, a 401(k), IRAs, and other personal investments. Keeping track of all your savings and investments has prompted many individuals to seek guidance. If you are part of this growing majority, you may have [...]

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Smart Financial Moves in Your 40s and 50s

These crucial years call for action. Today, retirement may seem nearer to you than it once did. The following moves might be worth making—and soon. Catch-up contributions to your retirement accounts. Starting in the year you turn 50, you may make a total of $1,000 in catch-up contributions [...]

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Staying on Track with Your Retirement Investments

Investing for your retirement isn't about getting rich quick. More often, it's about having a game plan that you can live with over a long time. You wouldn't expect to be able to play the piano without learning the basics and practicing. Investing for your retirement over the long [...]

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New Branch Block Party

Cupcake and Confetti

You're invited! Join us at our Crystal Run Branch on Thurs, April 25 from 4 - 6:30 pm  Have you heard the good news? TEG has opened the doors of our brand new branch located at 140 Crystal Run Road, Middletown, NY 10941. That’s right across from the [...]

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Free Shred Event

Box of shredded paper

Shred your unwanted papers at the Route 9 Branch on Saturday, April 20 from 9 AM - 12 PM Safeguard against identity theft and fraud by shredding your important documents that you no longer need. Date: Saturday, April 20, 2019 Location: Route 9 Branch 1145 Route 9 Wappingers Falls, NY [...]

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TEG to Award Three $1,000 Scholarships

Students have a chance to win a $1,000 scholarship from TEG to help with their college education expenses. The TEG Joyce A. Betros Scholarship will be awarded to three high school seniors who have demonstrated high academic excellence and community service throughout their high school careers. The scholarships [...]

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Health Insurance for College Students

Mother and Son

Author Kimberly Lankford Young adults can stay on the family health policy until age 26. But if they go away to college and are outside the insurer's network of doctors, families need to reconsider their insurance options. Q: My son is about to graduate from high school and will [...]

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Smart Financial Planning Strategies to Borrow from Women and Millennials

Young women

Author Jean Chatzky We have so much to learn — but so did they. Here’s what they’re doing right. Lately the headlines in personal finance have been pretty bleak — the average 2017 graduate has nearly $40,000 in student loans, millennial homeownership is down, and 39 percent of Americans have no [...]

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How 2006 Changed the Internet

FB vs Twitter

Author Seth Fiegerman During a six-month period in 2006, two pivotal events helped upend the internet as we knew it: Twitter launched in March and Facebook announced News Feed in September. The two services introduced the social media news feed to a mass audience, changing how we engage [...]

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11 Financial Moves Every New Parent Should Make

Baby between parents

Author Janet Berry-Johnson What’s one thing you wish you’d known about being a parent before you became one? For me, it’s just how expensive having a child can be. When my son was born over six years ago, I knew our expenses would go up, even though we [...]

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The Biggest Mistake Small-Business Owners Make


Author Alexandra Lozano Many people who decide to open up a new business see it as a way for them to be able to do the work that they are passionate about. For example, a chiropractor or a lawyer opens her own practice so that she can do [...]

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How solid is your succession plan?


Too few business owners give succession planning the kind of consideration they do other aspects of their businesses. Author Kent Bernhard Joe ran an injection molding company, the largest employer in the rural town where he lived. When he met business transition expert Lisë Stewart, he was 79, [...]

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How Much Money Do You Really Need to Retire?

Financial planning tips

Consider this your financial planning cheat sheet. Author Marianne Hayes Are you on track for retirement? Before you try to answer that question, consider this: The average 65- to 74-year-old, it turns out, spends close to $49,000 a year. If you're wondering if your nest egg is ready [...]

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6 Common Myths About Estate Planning


Sort through the misconceptions of estate planning to create a prosperous future for your family. Author Rachel Hartman While it may be a task that's low on your to-do list, estate planning can provide guidance for your loved ones in the future. It will also give you a [...]

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U.S. Trade Deficit Widens


The goods and services deficit was $53.1 billion in December 2017, up $2.7 billion from $50.4 billion in November 2017, revised, according to a new report from the government. December exports were $203.4 billion, $3.5 billion more than November exports. December imports were $256.5 billion, $6.2 billion more [...]

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Work Stoppages Near Historic Low

BLS New Graphic

There were a total of seven work stoppages 2017, according to the U.S. Bureau of Labor Statistics. Since the series began in 1947 this is the second lowest number of major work stoppages recorded in a year, the lowest annual total was five in 2009. Major work stoppages [...]

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Yes, You Should Be Prepared to Negotiate Salary


How often do job seekers speak up to secure a better package? Staffing firm Robert Half recently asked this question of professionals, and the results were interesting. For instance, 39 percent of workers tried to negotiate a higher salary with their last job offer. Among people in the 27 [...]

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More Americans Are Buying Groceries Online


Online grocery shopping continues to rise in popularity, according to a new survey from Unata, a provider of digital solutions for grocers. In 2018, 36% of U.S. consumers plan to shop online for groceries, which is up from 22% of those who shopped online in 2017. The 2018 [...]

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Biz Owners Need a Succession Plan


Over 70 percent of business owners polled in a recent survey for insurer Nationwide noted that they are not planning to retire, don't know when they'll retire or do not plan to retire for 11 years or more. This isn’t a good thing, since business succession is key [...]

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IRS warns of potential surge in fake CEO phishing scam

Dont Take the Bait Graphic

* This article and image was written by Don't Mess With Taxes and published online on January 19, 2018. With the official start of the 2018 tax filing season just more than a week away, folks have been collecting important tax statements they'll need to file their returns. Identity thieves, unfortunately, [...]

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