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Whether you’re taking to the highway or taking the kids to school, we’ll help you find the right loan for whatever moves you. TEG offers great rates and fast approval on auto loans for new and used vehicles, or we can help you refinance your current loan at a better rate! We can even finance a little fun with loans for motorcycles, RVs, boats, jet skis, and ATVs. Plus, we offer a special program for first time borrowers.

TEG has relationships with many area auto dealers, so you can finance with us right from the dealership! See our list of participating dealers.

New and Used Auto and Motorcycle Loans

Get pre-approved before you go to the dealer to make sure buying your car goes as smooth as possible.

First Time Borrower Vehicle Loans

If you think you can’t get a car loan because you don’t have credit, think again! Start your credit history with TEG’s First Time Borrower Vehicle Loan program. This loan can be used to finance cars, light duty trucks and motorcycles with just 10% down, cash or trade.

  • Amounts from $500 to $15,000
  • Maximum term: 60 months
  • Cosigner is not required
  • Competitive loan rates
  • Get a 0.25% rate reduction when you set up direct deposit to automatically make payments

Qualified applicants must have a consistent source of income for at least six months

Recreational Vehicle Loans

With a toy loan from TEG, you can afford to have more fun!

  • Available for RVs, boats, jet skis, and ATVs ( all model years)
  • Competitive loan rates
  • Terms up to 120 months
  • Apply Online

Refinance From Another Lender to Lower Your Car Payment

Love your car, but not the payment?  Refinancing your vehicle loan from another lender at a lower rate with TEG may be just a click away. Say hello to lower payments. Apply online now.

  • Competitive rates
  • Refinance options for any loan amount
  • No application fee
  • Financing up to 135% for qualified buyers
  • Flexible terms up to 84 months
  • Automatic payment options and no pre-payment penalties

Here’s how much refinancing with TEG could save you on a $20,000 auto loan with a term of 48 months:

Lender Rate Monthly Payment Savings Over the Life of Loan
TEG 2.24% APR $473.53
Other Lender 4.99% APR $499.29 $1,236.48
Other Lender 5.99% APR $508.86 $1,695.84
Other Lender 6.99% APR $518.86 $1,695.84
Other Lender 7.99% APR $528.31 $2,160.00
Other Lender 8.99% APR $538.20 $3,104.16

APR = Annual Percentage Rate. The TEG FCU rate shown is “as low as” and your rate will be based on an evaluation of the applicant’s credit and term of loan. Your rate may vary from rates shown. Rates are subject to change at any time without advance notice. The stated rate for TEG FCU is discounted by .25% and includes a requirement that loan payments are automatically transferred from your savings, checking, or money market account for the life of the loan. The payment examples include optional single TEG Payment Assurance.

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