Get the best of both worlds with a credit card from TEG: trustworthy local service and the purchasing power of MasterCard®!

We offer two credit card options: a low rate Platinum MasterCard and a low rate Platinum Rewards MasterCard that offers extra perks. Both cards come with the security of MasterCard’s zero liability protection against unauthorized charges and the option to customize your card with a favorite photo or design.

 Platinum MasterCard®Platinum Rewards MasterCard®
Best if you…Often carry a balance and want the security of a lower rateUsually pay off your card monthly and want to earn rewards
Introductory rate (first 6 months)3.99% APR2.99% APR
Regular rate9.24% - 18.00% APR11.24% - 18.00% APR
No annual feeXX
No balance transfer feesXX
Bi-annual skip-a-payXX
Rewards program with cash back optionX
Credit life insurance optionXX

Rewards Program

With our Platinum Rewards MasterCard, it’s easy to earn great rewards like cash back, travel, merchandise, and gift cards!

  • Earn 1 point for every $1 in net purchases made
  • Get 5,000 bonus points when you spend $250 in the first 90 days
  • Redeem your credit card rewards points or check your points balance at CURewards

Apply Now

Find answers to Frequently Asked Questions

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For assistance or for more information, give us a call at (845) 452-7323 or visit any of our branch locations. We’ll be happy to help you!

*APR = Annual Percentage Rate. The introductory fixed rate will be in effect the first six billing cycles after your account is opened. Thereafter, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate determined by applicant’s creditworthiness and card type (Rewards or Low-Rate). Skip-a-Pay available to accounts in good standing only. TEG Payment Assurance available for a fee. Visit for Reward details. Contact credit union for full details on MasterCard $0 liability.