White Puppy Car

What Moves You?

Whether you’re taking to the highway or taking the kids to school, we’ll help you find the right loan for whatever moves you.

TEG offers great rates and fast approval on auto loans for new and used vehicles, or we can help you refinance your current loan at a better rate! We can even finance a little fun with loans for motorcycles, RVs, boats, jet skis, and ATVs. Plus, we offer a special program for first-time borrowers.

TEG has relationships with many area auto dealers, so you can finance with us right from the dealership! See our list of participating dealers.

Auto Refi Offer – Get $350*

when you refi your current auto loans (from another lender) of $15,000 or more.

  • Competitive rates as low as 2.99%*
  • No application fee

Refinancing with TEG could lead to a better rate, lower your existing monthly payments, and put you on the road to savings.

man and woman in summer driving a car

First Time Borrower Vehicle Loans

If you think you can’t get a car loan because you don’t have credit, think again! Start your credit history with TEG’s First Time Borrower Vehicle Loan program. This loan can be used to finance cars and light duty trucks with just 10% down, cash or trade.

  • Amounts from $500 to $15,000
  • Maximum term: 60 months
  • Cosigner is not required
  • Get a 0.25% rate reduction when you set up direct deposit to automatically make payments

Qualified applicants must have a consistent source of income for at least six months

girl with car in hand

Refinance From Another Lender to Lower Your Car Payment

Love your car, but not the payment?  Refinancing your vehicle loan from another lender at a lower rate with TEG may be just a click away. Say hello to lower payments!

  • Competitive rates
  • Refinance options for any loan amount
  • No application fee
  • Financing up to 135% for qualified buyers
  • Flexible terms up to 84 months
  • Automatic payment options and no pre-payment penalties

Here’s how much refinancing with TEG could save you on a $20,000 auto loan with a term of 48 months:

LenderRateMonthly PaymentTotal InterestSavings Over the Life of Loan
TEG2.74% APR*$443
Other Lender4.99% APR$461$2,103$860
Other Lender5.99% APR$470$2,545$1,298
Other Lender6.99% APR$479$2,983$1,742
Other Lender7.99% APR$488$3,431$2,190
Other Lender8.99% APR$498$3,884$2,644
Here’s an estimate of how much a TEG auto refi could save you on a $20,000 auto loan with a term of 48 months!
APR = Annual Percentage Rate. The TEG FCU rate shown is “as low as”. Rate will be based on an evaluation of the applicant’s credit and term of loan. Your rate may vary from rates shown. Rates are subject to change at any time. The stated rate for TEG FCU is discounted by .25% and includes a requirement that loan payments are automatically transferred from your account for the life of the loan. The monthly payment is based on non-discounted rate and includes optional single TEG Payment Assurance.

Important Information



Auto Loan Calculator

Est. Monthly Payment: 0

*Interest rate shown includes 0.25% discount for automatic loan payment and does not reflect the age of vehicle purchased.