Save with this limited-time Mortgage offer.
$500 off Closing Costs when you attend our FREE Homebuyer Webinars
The next one is on
Wednesday 4/3/24 at 5:30 pm
Your Mortgage Center
Whether you are looking for a traditional mortgage or need something a little outside the box, our lending experts will go the extra mile to find the financing that is right for you.
Trust TEGFCU For Your Mortgage Loan
Why Finance With TEG FCU
We take our responsibility to our members seriously. We’re proud to be local, member-owned, and not for profit.
Making a mortgage affordable means not surprising you with extra closing costs like some other loan products. Compare our closing cost to other lenders and Just Say No to Junk Fees. You won’t find them at TEG.
- ✓ No Application Fee
- ✓ No Origination Fee
- ✓ No Broker Fee
- ✓ No Processing Fee
- ✓ No Underwriting Fee
- ✓ No Mortgage Rate Lock Fee
- ✓ No Wire Transfer Fee
- ✓ FREE pre-approvals
★★★★★
Our experience was extraordinary. Jessica and the TEG team were incredible. They helped us from the moment we walked into the bank to after the closing was done. They were always available either via email or call. They made the process of buying our first home very pleasant. We are truly happy with the outcome and we love our home.
Mortgage Loans for the Way You Live
Conventional Mortgages | FHA, VA, & USDA | First Time Homebuyers |
Jumbo Mortgages | Portfolio Loans | Home Equity Loans |
Construction to Perm Loans | Renovation Loans | Residential Lot Loans |
Adjustable-Rate Mortgages (ARMs) |
Today's Featured Conventional Mortgage & Refinance Rates*
Mortgage Type | Rate | APR | Points |
---|---|---|---|
30 Year Fixed | 6.500% | 6.627% | 0.750% |
20 Year Fixed | 6.250% | 6.431% | 0.875% |
15 Year Fixed | 6.250% | 6.375% | 0.750% |
Today's Featured Adjustable-Rate Mortgage (ARM) Rates*
Mortgage Type | Rate as low as | APR as low as | Points | First Cap | Subsequent Cap | Lifetime Cap |
---|---|---|---|---|---|---|
5/6 ARM | 5.750% | 6.994% | 0.750% | +/- 2.00% | +/- 1.00% | +/- 5.00% |
10/6 ARM | 6.000% | 6.672% | 0.750% | +/- 5.00% | +/- 1.00% | +/- 5.00% |
Let Us Take a Second Look and Get $100
If you are pre-approved by another mortgage lender, TEGFCU would like the opportunity to provide you with our own pre-approval decision, so that you can compare lending institutions and to thank you for taking a second look we will give you $100.
Meet Our Mortgage Loan Officers
We are here to help you secure the loan approval you need! With an extensive background in mortgage lending, we are committed to helping you find the best possible financial solution. APPLY TODAY with one of our Mortgage Officers.
NMLS# 22486
JESSICA SCHOEN
Senior Mortgage Officer
I have many years of experience working with first-time home borrowers, so you can be confident I'll help you find the mortgage loan best suited to your individual needs.
NMLS# 404022
MATTHEW BANNAN
Senior Mortgage Officer
Home financing is one of the biggest decisions you will make. Let me answer your questions, help you find the right loan for your situation, and make the process as anxiety-free as possible.
NMLS# 404038
DARREN DiBENEDETTO
Senior Mortgage Officer
With a relentless focus on customer service, Darren has consistently delivered results that have earned acclaim and acknowledgment.
NMLS# 1841508
SCOTT MCNALLY
Mortgage Loan Officer
Financing a home doesn’t need to be stressful. I’m here to help you find the right loan. Whether this is your first home purchase, an investment property or a refinance, I will ensure your mortgage process runs efficiently and smoothly.
NMLS# 1466211
JEFFREY SHIELDS
Mortgage Loan Officer
Known for outstanding service, you can count on me to look out for your interests and keep you informed throughout the mortgage process. I strive to make borrowers feel at ease and get to their goal of homeownership.
NMLS# 2514289
KEVIN ARDUINO
Mortgage Loan Officer
My leadership experience is valuable in my role as a Mortgage Officer. I'm passionate about providing the best solution with incredible service and will strive to exceed your expectations.
Home Mortgage Resources
Closing Costs
With NO extra junk fees, TEG keeps your closing costs low. Learn More about Closing CostsAPR Information
Everything you need to know about Annual Percentage Rates. Learn About APRs about APR InformationFinance Options
See your options with financing with TEGFCU Mortgage Center See the Options about Finance OptionsDocument Checklist
Have everything you need? Make sure with our Document Checklist. View the Checklist about Document ChecklistLIBOR Transition
What you need to know if your adjustable rate mortgage is based on the LIBOR Index. Learn More about LIBOR TransitionMortgage Assistance
If you’re concerned about your ability to make your mortgage payment due to an unforeseen change in circumstances TEG may be able to offer assistance. Learn More about Mortgage AssistanceWho Can Apply
Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.