Your Mortgage Center
Whether you are looking for a traditional mortgage or need something a little outside the box, our lending experts will go the extra mile to find the financing that is right for you.
Trust TEG For Your Mortgage Loan
Mortgages are a highly specialized, requiring in-depth professional expertise. With extensive knowledge in mortgage lending, TEG is committed to helping you find the best possible loan. Membership is open to all those who live, work, worship or attend school in the New York Counties of Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster and Westchester.
Why Finance With TEG
There’s no place like home. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.
- Low Rates
TEG offers the competitive rates that you need to make your new home affordable. As a not-for-profit credit union, we return our profits to members, so we generally offer lower rates and closing costs and better terms on our loans.
- Low Closing Costs
Making a mortgage affordable means not surprising you with extra closing costs. Compare our closing cost to other lenders and Just Say No to Junk Fees. You won’t find them at TEG.
- Great Expert Service
Our commitment to service from pre-approval to closing sets us apart. Our knowledgeable team will guide you through the process step-by-step, making it fast and easy to get to your closing, so we can say “Congratulations!” ASAP.
- Local, In-house Underwriting
We’re dedicated to making a difference in the lives of our neighbors. We live here too, so we understand the needs of our members. We have the know-how to create a plan that’s right for you – and the financial strength to make it happen.
Meet Our Mortgage Loan Officers
We are here to help you secure the loan approval you need! With an extensive background in mortgage lending, we are committed to helping you find the best possible financial solution. APPLY TODAY with one of our Mortgage Officers.
Our experience was extraordinary. Jessica and the TEG team were incredible. They helped us from the moment we walked into the bank to after the closing was done. They were always available either via email or call. They made the process of buying our first home very pleasant. We are truly happy with the outcome and we love our home.
Today’s Featured Conventional Mortgage & Refinance Rates*
Mortgage Purchase Rates*
|30 Year Fixed||3.125%||3.171%||0.000%|
|20 Year Fixed||3.000%||3.065%||0.000%|
|15 Year Fixed||2.500%||2.581%||0.000%|
Rate & Term Refinance*
|30 Year Fixed||3.250%||3.297%||0.000%|
|20 Year Fixed||3.125%||3.190%||0.000%|
|15 Year Fixed||2.625%||2.707%||0.000%|
Let Us Take a Second Look and Get $50
If you are pre-approved by another mortgage lender, TEGFCU would like the opportunity to provide you with our own pre-approval decision, so that you can compare lending institutions and to thank you for taking a second look we will give you $50.