Retirement & Advisory Services Blog
Do you love reading about personal finance as much as we do? Whether you’re new to staying on top of your finances or need some fresh inspiration to grow your wealth, you have come to the right place.
The first five days of 2020 are in the books. Although the headlines have been quite scary, equities...View More
The Setting Every Community Up for Retirement Enhancement Act of 2019 – the SECURE Act – passed the...View More
As the earliest baby boomers begin to enter retirement, the various income guarantees and other living benefits offered...View More
To most people, "risk" evokes negative images -- driving faster than the speed limit, placing bets on "a...View More
Since it first became available in 2006, many employers have added the Roth 401(k) to their benefit packages...View More
Diversification is a basic concept that's critical to building a portfolio able to withstand the test of time....View More
The world of 50 years ago was a lot different than it is today. An individual often worked...View More
If you fail to estimate your federal income tax withholding properly, it may cost you in a variety...View More
At the end of 2015, Congress permanently extended the rule allowing taxpayers to exclude from taxable income certain...View More
If you participate in an employer-sponsored qualified retirement plan, such as a defined benefit plan, 401(k) plan, employee...View More
Tax planning can be more advantageous when done during the year and well in advance of year’s end....View More
The S&P 500 Index has closed higher five consecutive weeks, making six new all-time highs along the way....View More
“An object in motion tends to remain in motion along a straight line unless acted upon by an...View More
Health care planning is a sensitive subject that often takes you and your advisor places you don’t want...View More
The Federal Reserve Bank (Fed) is widely expected to cut interest rates on Wednesday, October 30, which would...View More
Qualified charitable distributions from an IRA provide individuals over 70½ with a way to receive income tax savings...View More
If you are age 70½ or older and charitably minded, you may wish to consider tapping your individual...View More
At any age, health care is a priority. But when you retire, you should probably focus more on...View More
The debate over the United Kingdom’s (U.K.) withdrawal from the European Union (EU), or Brexit, is reaching another...View More
Woe to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to...View More
“The economy, stupid” — Phrase campaign strategist James Carville used to help Bill Clinton get elected in 1992....View More
At a time when your career is reaching a peak and you are looking ahead to your own...View More
If you're new to investing, you may encounter some unfamiliar jargon. Understanding the following terms may help you...View More
It’s a big transition when you leave the workforce to live off your savings, requiring an attitude adjustment...View More
Every year, millions of Americans celebrate the holidays with traditions such as throwing parties and buying gifts for...View More
As just about every investor knows, it's not what your investments earn, but what they earn after taxes...View More
We’re a week into August, and trade tensions have been the biggest driver of U.S. stocks, as we...View More
It could be a momentous week for U.S. monetary policy and the Treasury yield curve. The Federal Reserve...View More
Americans' financial lives are increasingly complex. It's not unusual to have checking and savings accounts, a 401(k), IRAs,...View More
[vc_row][vc_column][vc_column_text]You can’t always envision what will happen in your “second act.” Just as few weathercasters can accurately forecast...View More
These crucial years call for action. Today, retirement may seem nearer to you than it once did. The...View More
Investing for your retirement isn't about getting rich quick. More often, it's about having a game plan that...View More
529 plans can be a great way to save for college, but they're not the only way. When...View More
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Financial planning offered through LEXCO Wealth Management, Inc., a registered investment advisor and separate entity from LPL Financial.
TEG Federal Credit Union and TEG Retirement & Advisory Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using TEG Retirement & Advisory Services, and may also be employees of TEG Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, TEG Federal Credit Union or TEG Retirement & Advisory Services. Securities and insurance offered through LPL or its affiliates.
Our Retirement and Advisory Services Advisors are available to meet at our Commerce Street (Poughkeepsie) or Route 9 (Wappingers Falls) locations.
*Five Star Professional, is an independent and unrelated company from TEG Retirement and Advisory Services and LPL Financial, who administers surveys and screens award candidates against ten objective criteria. Award is not based on current or future investment performance. For more information visit www.fivestarprofessional.com