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Category: Financial Planning

TEG Retirement & Advisory Services- Financial Fitness Checklist Workshop

Checklist with Blue Pen TEG Retirement & Advisory Services- Financial Fitness Checklist Workshop

This checkup covers all the important aspects of your life: family, goals, business or work, health, money, estate, retirement, and your future. It can help you identify those areas that could use some attention. After you’ve finished the checkup, taking steps now to improve your […]

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4 Ways to Celebrate National Financial Awareness Day

Sprouts growing out of coin money stacks 4 Ways to Celebrate National Financial Awareness Day

With all the uncertainty and financial ups-and-downs this year has given us, it’s important we take a step back and reevaluate, reassess, and regroup. Financial awareness means different things to different people. For some, it comes with the awareness and monitoring of a savings or […]

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How to Read a Paystub

How to Read Your Paystub How to Read a Paystub

Having your paycheck directly deposited into your checking account can be super-convenient, but it can also lead to being unfamiliar with your paystub. It’s important to review your paystub occasionally to check for possible errors and review the deductions, as your accountant suggests. No worries, […]

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My Savings has Been Wiped Clean; How can I Replenish it?

Hand holding a pen typing on calculator My Savings has Been Wiped Clean; How can I Replenish it?

Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start […]

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5 Ways to Pay off a Loan Early

5 Ways to pay off a loan early 5 Ways to Pay off a Loan Early

If you’re like most Americans, you probably owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. […]

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How to Create a Budget in 6 Easy Steps

How to Create a Budget How to Create a Budget in 6 Easy Steps

If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. A budget is not a magic potion that […]

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Webinar: Navigating Your Finances Through COVID-19

A webinar presented by TEGFCU Webinar: Navigating Your Finances Through COVID-19

 Things to Think About While Navigating Your Finances During the COVID-19 Crisis Friday, April 10, 2020 at 11 am Expert Panel: Keith Kurman – VP of Lending Jackie Fellin – VP of Commercial & Residential Lending Spencer Fern – AVP of Commercial Lending Fiona Micelli […]

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TEG Retirement & Advisory Services – Light at the End of the Brexit Tunnel

Light at the end of the Brexit Tunnel TEG Retirement & Advisory Services – Light at the End of the Brexit Tunnel

The debate over the United Kingdom’s (U.K.) withdrawal from the European Union (EU), or Brexit, is reaching another milepost in what could be an action-packed week. Talks between the U.K. government and the EU have entered “tunnel” negotiation mode, in which all details of behind […]

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TEGFCU Retirement & Advisory Services- Can The Economy Predict The Next President?

Economy predicting president TEGFCU Retirement & Advisory Services- Can The Economy Predict The Next President?

“The economy, stupid” — Phrase campaign strategist James Carville used to help Bill Clinton get elected in 1992. As Carville noted ahead of the 1992 election, the recession in 1990 and 1991 was top of mind for many voters as they headed to the polls […]

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TEG Retirement & Advisory Services – The Sandwich Generation: Juggling Family Responsibilities

The Sandwhich Generation: Juggling Family Responsibilities TEG Retirement & Advisory Services – The Sandwich Generation: Juggling Family Responsibilities

At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses while at the same time looking after the needs of […]

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Retirement Blog – Cracking the Nest Egg: When Accumulation Becomes Distribution

Cracking the Nest Egg: When Accumulation Becomes Distribution Retirement Blog – Cracking the Nest Egg: When Accumulation Becomes Distribution

It’s a big transition when you leave the workforce to live off your savings, requiring an attitude adjustment in both you and your advisor. Here are the issues to consider when time, compounding, and conventional investment principles no longer work in your favor. Retirement planning […]

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TEG Retirement & Advisory Services – Plan Ahead for the Holiday Budget Crunch

Plan ahead for the holiday budget crunch TEG Retirement & Advisory Services – Plan Ahead for the Holiday Budget Crunch

Every year, millions of Americans celebrate the holidays with traditions such as throwing parties and buying gifts for family and friends. Unfortunately, many also participate in a tradition that lands them in debt — spending more than they can afford. This year, break the buy-now, […]

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TEG Retirement & Advisory Services – Five Things to Do Before Meeting With an Advisor

5 things to do before meeting with an advisor TEG Retirement & Advisory Services – Five Things to Do Before Meeting With an Advisor

Americans’ financial lives are increasingly complex. It’s not unusual to have checking and savings accounts, a 401(k), IRAs, and other personal investments. Keeping track of all your savings and investments has prompted many individuals to seek guidance. If you are part of this growing majority, […]

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TEG Retirement & Advisory Services – Smart Financial Moves in Your 40s and 50s

smart financial moves in your 40's and 50's TEG Retirement & Advisory Services – Smart Financial Moves in Your 40s and 50s

These crucial years call for action. Today, retirement may seem nearer to you than it once did. The following moves might be worth making—and soon. Catch-up contributions to your retirement accounts. Starting in the year you turn 50, you may make a total of $1,000 […]

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Smart Financial Planning Strategies to Borrow from Women and Millennials

Young women Smart Financial Planning Strategies to Borrow from Women and Millennials

Author Jean Chatzky We have so much to learn — but so did they. Here’s what they’re doing right. Lately the headlines in personal finance have been pretty bleak — the average 2017 graduate has nearly $40,000 in student loans, millennial homeownership is down, and 39 percent […]

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How Much Money Do You Really Need to Retire?

Financial planning tips How Much Money Do You Really Need to Retire?

Consider this your financial planning cheat sheet. Author Marianne Hayes Are you on track for retirement? Before you try to answer that question, consider this: The average 65- to 74-year-old, it turns out, spends close to $49,000 a year. If you’re wondering if your nest […]

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Biz Owners Need a Succession Plan

Retire Biz Owners Need a Succession Plan

Over 70 percent of business owners polled in a recent survey for insurer Nationwide noted that they are not planning to retire, don’t know when they’ll retire or do not plan to retire for 11 years or more. This isn’t a good thing, since business […]

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Financial Tips for Single Parents

Child Learning with her mom Financial Tips for Single Parents

Single parenting brings unique budgeting challenges. The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. Even with adequate child support, it’s smart […]

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Financial Self Defense

Can you Hear Me Now? Financial defense Financial Self Defense

How To Respond To ‘Can You Hear Me?’ “Can you hear me now?” is the once-popular tagline of Verizon commercials, but it’s also the headline of a new scam. Scammers making robocalls will ask some innocuous question. Once the targeted person says “yes,” a recording […]

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