MEET JEFFREY SHIELDS
TEGFCU MORTGAGE LOAN OFFICER
NMLS #1466211
Phone: 845.790.6605 | Cell: 845.464.4692 | 
JeffreyS@tegfcu.com | Apply Now
I’m Here To Help You
Since 2013, with over a decade of banking experience at TEGFCU, Jeffrey “JJ” Shields has held several leadership roles. Quickly advancing into branch management-which enabled him to gain excellent skills in loan transactions, member relations, and team leadership. J.J. is known for outstanding service. You can count on him to look out for your specific interests and to keep you informed throughout the entire process from start to finish. He prides himself on his experience, honesty, and hands-on approach that shines through with each member he serves by over-communicating and taking extreme ownership. As a mortgage officer, his ability to make borrowers feel at ease makes homeownership a breeze.
J.J. is a born and raised Dutchess and Orange county resident currently residing in Fishkill with his wife Rachel and their pug Zeke.
JEFFREY (JJ) SHIELDS’ CAREER HIGHLIGHTS
9+ YEARS OF CONSUMER & HOME LOAN EXPERIENCE IN THE HUDSON VALLEY
50+ FIVE-STAR REVIEWS ON GOOGLE
13+ FIVE-STAR REVIEWS ON ZILLOW
WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?
There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.
Great Competitive Rates
Low Closing Costs with No Junk Fees!
Local, In-House Processing & Underwriting
FREE Pre-Approvals
We’re proud to be local, member-owned, and not-for-profit. When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.
Discover the TEG Difference – our friendly, knowledgeable people. Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.
Today's Featured Conventional Mortgage & Refinance Rates*
| Mortgage Type | Rate | APR | Points |
|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.031% | 1.000% |
| 20 Year Fixed | 6.750% | 6.920% | 0.750% |
| 15 Year Fixed | 6.625% | 6.877% | 1.000% |
Today's Featured Adjustable-Rate Mortgage (ARM) Rates*
| Mortgage Type | Rate as low as | APR as low as | Points | First Cap | Subsequent Cap | Lifetime Cap |
|---|---|---|---|---|---|---|
| 5/6 ARM | 6.125% | 7.168% | 1% | +/- 2.00% | +/- 1.00% | +/- 5.00% |
| 10/6 ARM | 6.375% | 6.941 | 1% | +/- 5.00% | +/- 1.00% | +/- 5.00% |
First-Time Home Buyers Webinar
First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar2nd Look Program
Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look ProgramDownload our Free Guide
Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide5-STAR REVIEWS FROM HUDSON VALLEY RESIDENTS JUST LIKE YOU
“When life brings you challenges, talk to Jeff! As a first-time home buyer going through a stressful process with a few bumps in the road, Jeff made it feel almost stress-free. Just when I thought things were going to go downhill, Jeff took me off that ledge and made it happen! I thank Jeff For all his hard work and perseverance, ambition, and the friendly service I received in getting this loan… Working with this loan officer helped me realize the American dream is possible, challenges can be overcome, and you can do anything you want! Many blessings to Jeff and his staff and thank you for making my dreams come true!” -Melissa M.
“I started the refinance process with Jeffery in July, and I thought it would be an easy process, but my mortgage co. was a nightmare refusing to send needed letters, and documents or correct their misinformation. Jeffery stepped in to help me straighten out their mistakes. He never gave up when he was told that I couldn’t refinance for another three months. He was able to turn a no into a yes. If you want someone who will fight for you every step of the way, it’s Jeffery. If you want a knowledgeable person, it’s Jeffery. I closed in October with a much lower interest rate. Thank you.” -Lilly N.
“Jeff was extremely knowledgeable about every aspect of our interaction. Whenever we had concerns, he was easily able to put our minds at ease. We recommend him to anyone looking for the best in the business. He truly was awesome.” -Joe F.
Jeffrey “JJ” Shields
TEGFCU Mortgage Loan Officer
NMLS# 1466211
Let’s talk about how I can help you:
- Get pre-approved
- Compare your mortgage options
- Complete your application
- Lock in your rate
- Get to your closing with a smile
Who Can Apply for a TEG Mortgage
To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.