Deposit Rates

TEG offers competitive dividend rates on savings accounts, money market accounts, share certificates, IRA certificates and more.

Primary Share Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Custodial Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Holiday Club Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Special Savings Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$100.05%.05%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.10%.10%
$50,000-$99,999.99.15%.15%
$100,000 and over.25%.25%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Business Money Market Accounts

Daily Minimum BalanceDividend RateAnnual Percentage Yield (APY)
$1,000-$49,999.99.10%.10%
$50,000-$99,999.99.15%.15%
$100,000 and over.25%.25%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

Share Certificates

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.50%.50%
6 to 11 months.55%.55%
12 to 23 months2.00%2.02%
24 to 35 months2.40%2.43%
36 to 47 months
2.75%2.78%
48 to 59 months2.85%2.89%
60+ months3.25%3.30%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

IRA Certificates (Traditional, Roth, Coverdell, SEP)

TermDividend RateAnnual Percentage Yield (APY)
Minimum $500
3 to 5 months.55%.55%
6 to 11 months.60%.60%
12 to 23 months2.05%2.07%
24 to 35 months2.45%2.48%
36 to 47 months
2.80%2.84%
48 to 59 months2.90%2.94%
60+ months3.30%3.35%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.

IRA Holding Account

InfoAnnual Percentage Yield (APY)
Previous Quarter Paid on all balances (as of 9/30/15):.10%
All rates in effect as of 11/1/2022. Rates are subject to change at any time without advance notice. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.