MEET SCOTT McNALLY
TEGFCU MORTGAGE LOAN OFFICER
NMLS #22486
Phone: 845.452.7323 x 1904 | Cell: 845.728.4419 | ScottM@tegfcu.com | Apply Now
I’m Here To Help You
Financing a home doesn’t need to be stressful. I’m here to help you find the right home loan to fit your needs. Whether it’s a purchase, investment property, or a refinance, I strive to ensure the loan process runs efficiently and smoothly. My concentration on client comfort without the hassle and anxiety sets me apart. Ultimately, my focus on member service leads to satisfied clients with closed loans in the short term and promotes long-term financial success. I always have my borrower’s best interests at heart and make the efforts necessary to build a lasting relationship with every member.
Come see me in our Crystal Run Branch, and I look forward to meeting you.
SCOTT McNALLY CAREER HIGHLIGHTS
9+ YEARS OF MORTGAGE EXPERIENCE IN THE HUDSON VALLEY
FIVE-STAR REVIEWS ON ZILLOW
WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?
There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.
Great Competitive Rates
Low Closing Costs with No Junk Fees!
Local, In-House Processing & Underwriting
FREE Pre-Approvals
We’re proud to be local, member-owned, and not-for-profit. When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.
Discover the TEG Difference – our friendly, knowledgeable people. Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.
Today's Featured Conventional Mortgage & Refinance Rates*
Mortgage Type | Rate | APR | Points |
---|---|---|---|
30 Year Fixed | 6.500% | 6.627% | 0.750% |
20 Year Fixed | 6.250% | 6.431% | 0.875% |
15 Year Fixed | 6.250% | 6.375% | 0.750% |
Today's Featured Adjustable-Rate Mortgage (ARM) Rates*
Mortgage Type | Rate as low as | APR as low as | Points | First Cap | Subsequent Cap | Lifetime Cap |
---|---|---|---|---|---|---|
5/6 ARM | 5.750% | 6.994% | 0.750% | +/- 2.00% | +/- 1.00% | +/- 5.00% |
10/6 ARM | 6.000% | 6.672% | 0.750% | +/- 5.00% | +/- 1.00% | +/- 5.00% |
First-Time Home Buyers Webinar
First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar2nd Look Program
Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look ProgramDownload our Free Guide
Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide“Not only did Scott and his team at TEG Federal Credit Union secure us an OUTSTANDING rate, but the experience was GREAT! I was treated like a person, not a number. Persistent, personable, and patient. He answered all of our questions in a professional and friendly manner. I would absolutely recommend him to anyone looking to secure a mortgage at a great rate!” -Sean R.
“Scott McNally was there every step of our long home-buying journey. As first-time home buyers, we had a lot of questions. He was very responsive, knowledgeable, and informative. He always steered us in the right direction.” -Janine S.
“Scott helped explain all the different mortgage options available to us and made recommendations based on our specific needs. He was able to streamline the process, making it easy for us with our busy schedules. Scott was professional and extremely knowledgeable. I would recommend using Scott if you want someone who has experience, is detail-oriented and works hard to hit deadlines. We were very happy with Scott and his team at TEGFCU, and you will be too!” – Anon. Zillow User, Poughkeepsie, NY.
Scott McNally
TEGFCU Mortgage Loan Officer
NMLS# 1841508
Phone: 845.790.6604
Cell: 845.728.4419
ScottM@tegfcu.com
Apply Now
Let’s talk about how I can help you:
- Get pre-approved
- Compare your mortgage options
- Complete your application
- Lock in your rate
- Get to your closing with a smile
Who Can Apply for a TEG Mortgage
To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.