Scott McNally - Mortgage Loan Officer at TEGFCU

MEET SCOTT McNALLY
TEGFCU MORTGAGE LOAN OFFICER

NMLS #22486

Telephone  Phone: 845.452.7323 x 1904   |   Telephone  Cell: 845.728.4419   |     ScottM@tegfcu.com   |     Apply Now

Why Choose TEGFCU for your mortgage Financing?

I’m Here To Help You

Financing a home doesn’t need to be stressful. I’m here to help you find the right home loan to fit your needs. Whether it’s a purchase, investment property, or a refinance, I strive to ensure the loan process runs efficiently and smoothly. My concentration on client comfort without the hassle and anxiety sets me apart. Ultimately, my focus on member service leads to satisfied clients with closed loans in the short term and promotes long-term financial success. I always have my borrower’s best interests at heart and make the efforts necessary to build a lasting relationship with every member.

Come see me in our Crystal Run Branch, and I look forward to meeting you.

SCOTT McNALLY CAREER HIGHLIGHTS

  9+ YEARS OF MORTGAGE EXPERIENCE IN THE HUDSON VALLEY

 FIVE-STAR REVIEWS ON ZILLOW

WHY CHOOSE TEGFCU FOR YOUR MORTGAGE?

There’s no place like home. There’s no place like the Hudson Valley. And there’s no place like TEGFCU for your mortgage. We know that when it comes to home financing, everyone’s needs are different. So whether you are looking to purchase a primary residence, second home, or investment property, or refinance to a lower rate, we will go the extra mile to find the best possible financing solution that is right for you.

 Great Competitive Rates

 Low Closing Costs with No Junk Fees!

 Local, In-House Processing & Underwriting

 FREE Pre-Approvals

We’re proud to be local, member-owned, and not-for-profit.  When you buy your dream home, you can feel confident you’re getting a competitive interest rate from us. We believe that making a mortgage affordable means not surprising you with extra closing costs like some other lenders. Compare our closing cost to theirs and Just Say No to Junk Fees. You won’t find them at TEG.

Discover the TEG Difference – our friendly, knowledgeable people.  Our mortgage officers are here to answer any questions and help you through every step of what can be an intimidating process. We want you to enjoy the experience of finding the perfect home. Buy with confidence today and have peace of mind knowing that your loan will close quickly and easily.

Today's Featured Conventional Mortgage & Refinance Rates*

Mortgage TypeRateAPRPoints
30 Year Fixed6.500%6.627%0.750%
20 Year Fixed6.250%6.431%0.875%
15 Year Fixed6.250%6.375%0.750%
*These rate charts are as of 3/28/2024 based on a $300,000, This is based on 75 LTV, 760 FICO, $300,000 loan amount with escrows, 30 day lock. Your individual rate may vary based on loan amount, purpose, credit, LTV, lock period and other credit characteristics. Please note that mortgage interest rates may change several times a day in reaction to market movement.

 

Today's Featured Adjustable-Rate Mortgage (ARM) Rates*

Mortgage TypeRate as low asAPR as low asPointsFirst CapSubsequent CapLifetime Cap
5/6 ARM5.750%6.994%0.750%+/- 2.00%+/- 1.00%+/- 5.00%
10/6 ARM6.000%6.672%0.750%+/- 5.00%+/- 1.00%+/- 5.00%
*Effective date 3/28/2024. APR=Annual Percentage Rate. Advertised Rates are as low as and are based on an evaluation of credit history and down payment, so your rate may differ. All loans are subject to credit approval. All rates and terms are subject to change without notice. Contact a credit union employee for further details. Other terms and conditions may apply. Rates on 5/6 ARMs are fixed for the first five years and subsequently subject to change bi-annually. Rates on 10/6 ARMS are fixed for the first ten years and subsequently subject to change bi-annually.

First-Time Home Buyers Webinar

First Wednesday of Every Month at 5:30 PM. Attend virtually and receive $500 OFF closing costs! Register Today about First-Time Home Buyers Webinar

2nd Look Program

Pre-approved by another lender? TEG would like the opportunity to provide you with our own pre-approval decision so that you can compare, and to thank you for taking a second look we will give you $100. Learn More about 2nd Look Program

Download our Free Guide

Get “The Comprehensive Guide to Finding, Buying and Financing a Home”. Learn how to get started and discover everything you need to know to help you buy a place you love – with a payment you can afford. Learn More about Download our Free Guide

Mortgage FAQs

Have questions? We have answers. Learn More about Mortgage FAQs

5-STAR REVIEWS FROM HUDSON VALLEY RESIDENTS JUST LIKE YOU

Zillow Reviews

“Not only did Scott and his team at TEG Federal Credit Union secure us an OUTSTANDING rate, but the experience was GREAT! I was treated like a person, not a number. Persistent, personable, and patient.  He answered all of our questions in a professional and friendly manner. I would absolutely recommend him to anyone looking to secure a mortgage at a great rate!”  -Sean R.

“Scott McNally was there every step of our long home-buying journey. As first-time home buyers, we had a lot of questions. He was very responsive, knowledgeable, and informative. He always steered us in the right direction.”  -Janine S.

“Scott helped explain all the different mortgage options available to us and made recommendations based on our specific needs. He was able to streamline the process, making it easy for us with our busy schedules. Scott was professional and extremely knowledgeable. I would recommend using Scott if you want someone who has experience, is detail-oriented and works hard to hit deadlines. We were very happy with Scott and his team at TEGFCU, and you will be too!”  – Anon. Zillow User, Poughkeepsie, NY.

Check out our Reviews
Scott McNally - Mortgage Loan Officer at TEGFCU

Scott McNally

TEGFCU Mortgage Loan Officer
NMLS# 1841508

Scott McNally - TEGFCU Mortgage Loan Officer

Let’s talk about how I can help you:

  • Get pre-approved
  • Compare your mortgage options
  • Complete your application
  • Lock in your rate
  • Get to your closing with a smile

Who Can Apply for a TEG Mortgage

To apply, you must either be a current member or become a member before closing. TEG FCU Membership is open to all who live, work, or worship in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester and Rockland Counties in NY with an initial $5 deposit, as well as Members of the Dutchess County SPCA or Child Care Council of Dutchess and Putnam Inc. which are headquartered in our field of membership. Also, if you are purchasing a primary residence in one of these counties you are eligible for membership.