| |
Savings Rates
|
Savings |
| |
Rate* |
Yield** |
Daily Minimum Balance |
| |
| Primary Savings (Share Account) |
| |
0.25% APR |
0.25% APY |
$100.00 |
| Custodial Savings, Summer Savings, Holiday & Vacation Clubs |
| |
0.00% APR |
0.00% APY |
($0 - 99.99) |
| |
| |
0.25% APR |
0.25% APY |
($100 - 499.99) |
| |
| |
0.25% APR |
0.25% APY |
($5,000 - 9,999.99) |
| |
| |
0.25% APR |
0.25% APY |
($10,000+) |
| Regular Money Market |
| |
1.00% APR |
1.00% APY |
($1,000 Minimum) |
| Super Money Market |
| |
1.05% APR |
1.06% APY |
($2,500 - 4,999.99) |
| |
| |
1.15% APR |
1.16% APY |
($5,000 - 9,999.99) |
| |
| |
1.35% APR |
1.36% APY |
($10,000 - 19,999.99) |
| |
| |
1.60% APR |
1.61% APY |
($20,000 - and over) |
|
Preferred Money Market |
| |
2.00% APR |
2.02% APY |
($50,000.00 - 99,999.99) |
| |
|
|
|
| |
2.25% APR |
2.27% APY |
($100,000.00 - and over) |
|
Business Money Market |
|
|
1.05% APR |
1.06% APY |
($2,500 - 4,999.99) |
|
|
|
|
1.15% APR |
1.16% APY |
($5,000 - 9,999.99) |
|
|
|
|
1.35% APR |
1.36% APY |
($10,000 - 19,999.99) |
|
|
|
|
1.60% APR |
1.61% APY |
($20,000 - 49,999.99) |
|
|
|
|
2.00% APR |
2.02% APY |
($50,000 - 99,999.99) |
|
|
|
|
2.25% APR |
2.27% APY |
($100,000 and over) |
| Certificates |
|
|
Minimum $500.00 |
Minimum $10,000.00 |
| Term |
Rate |
Yield |
Yield over $10,000.00 |
|
3 to 5 Month Certificates |
1.75% |
1.76% |
1.77% |
|
6 to 11 Month Certificates |
2.25% |
2.26% |
2.27% |
|
12 to 23 Month Certificates |
2.25% |
2.26% |
2.27% |
|
24 to 35 Month Certificates |
2.60% |
2.62% |
2.63% |
|
36 to 47 Month Certificates |
2.75% |
2.77% |
2.78% |
|
48 to 59 Month Certificates |
3.00% |
3.03% |
3.04% |
|
60 + Month Certificates |
3.25% |
3.29% |
3.30% |
|
IRA Certificates |
|
|
Minimum $500.00 |
Minimum $10,000.00 |
| Term |
Rate |
Yield |
Yield over $10,000.00 |
|
3 to 5 Month Certificates |
1.75% |
1.76% |
1.76% |
|
6 to 11 Month Certificates |
2.25% |
2.26% |
2.27% |
|
12 to 23 Month Certificates |
2.25% |
2.26% |
2.27% |
|
24 to 35 Month Certificates |
2.60% |
2.62% |
2.63% |
|
36 to 47 Month Certificates |
2.75% |
2.77% |
2.78% |
|
48 to 59 Month Certificates |
3.00% |
3.03% |
3.04% |
|
60+ Month Certificates |
3.25% |
3.29% |
3.30% |
|
Roth & Educational IRA Certificates |
|
|
Minimum $500.00 |
| Term |
Rate |
Yield |
|
3 to 5 Month Certificates |
1.75% |
1.76% |
|
6 to 11 Month Certificates |
2.25% |
2.27% |
|
12 to 23 Month Certificates |
2.25% |
2.27% |
|
24 to 35 Month Certificates |
2.60% |
2.63% |
|
36 to 47 Month Certificates |
2.75% |
2.78% |
|
48 to 59 Month Certificates |
3.00% |
3.04% |
|
60+ Month Certificates |
3.25% |
3.30% |
|
IRA Holding Account |
|
|
|
Previous quarter paid: |
1.20% APY** |
*APR=Annual Percentage Rate. Rates are subject to change at any time without advance notice.
**APY=Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply to Certificates. A $5 minimum balance is required to maintain Credit Union membership.
Certificate Rates in effect as of 10/1/2008. Savings Rates in effect as of 9/30/08. Money Market Rates in effect as of 11/4/08.
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